Oakland County property record for 1485 Cedar Dr, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,095 sqft · built 2012 |
| Lot Size | 0.166 acres (7,231 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,050,000 (Nov 2017) |
| Tax Bill | $16,612 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2025 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-36-402-018 |
| Primary APN | 08-19-36-402-018 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,095 sqft Living Area |
| 1st Floor Area | 1,398 sqft |
| Basement Area | 1,398 sqft |
| Unfinished Basement | 1,398 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,231 sqft (0.166 acres) |
| Lot Dimensions | 144 ft deep x 50 ft wide |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 614 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1485 CEDAR DR |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-3623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R10E, SEC 36 OAKLAND VILLAS ANNEX LOT 2 |
| Legal Range | 10E |
| Legal Township | 02N |
| Legal Section | 36 |
| Legal Subdivision | OAKLAND |
| Legal Lot Number | 2 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 153300 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2825 AMBLESIDE CT, ROCHESTER, MI 48306-4920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Dec 3, 2025 | Deed of Trust, Mortgage · Conventional Mortgage STAUNTON FINANCIAL INC |
| Nov 24, 2025 | Transfer |
| Nov 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK |
| Nov 13, 2020 | Warranty Deed, Transfer LEGACY TITLE AGENCY |
| Nov 6, 2017 | Warranty Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2017 · Amount on Record |
| Deed Sale | Nov 6, 2017 · Amount on Record |
| Prior Sale | Aug 2, 2011 · Amount on Record |
| Deed Document Number | 2017205196 |
| Deed Book / Page | 51258 / 477 |
| Prior Transfer Date | Mar 13, 2013 |
| Prior Transfer Doc | 0000110011 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1485 CEDAR DR, BIRMINGHAM, MI 48009-3623 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2825 AMBLESIDE CT, OAKLAND TOWNSHIP, MI 48306-4920 |
| Document Number | 20250150816 |
|---|---|
| Date | Dec 3, 2025 |
| Book Page | 60746/809 |
| Instrument | 20250150816 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.6% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.6% |
| Jurisdiction | OAKLAND MI |
|---|---|
| Recording Date | Nov 24, 2025 |
| Property Address | 1485 CEDAR DR, BIRMINGHAM, MI 48009-3623 |
| Document Number | 20250146587 |
| Book / Page | 60720 / 517 |
| Map Reference | LB 14 PG 8 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 20250146587 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1485 CEDAR DR, BIRMINGHAM, MI 48009-3623 |
| Name | Verified Name |
|---|---|
| Address | 1485 CEDAR DR, BIRMINGHAM, MI 48009-3623 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1485 CEDAR DR, BIRMINGHAM, MI 48009-3623 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | EMBASSY TITLE |
| Name | Verified Name |
|---|---|
| Address | 1544 BIRMINGHAM BLVD, BIRMINGHAM, MI 48009-1996 |
| Document Number | 0000232176 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 55126/578 |
| Instrument | 232176 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 13, 2020 |
| Property Address | 1485 CEDAR DR, BIRMINGHAM, MI 48009-3623 |
| Document Number | 0000238753 |
| Book / Page | 55167 / 116 |
| Map Reference | LB 14 PG 8 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 238753 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | LEGACY TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1527 N GLENGARRY RD, 1527, BLOOMFIELD, MI 48301-2241 |
| Name | Verified Name |
|---|---|
| Address | 1544 BIRMINGHAM BLVD, BIRMINGHAM, MI 48009-1996 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 6, 2017 |
| Property Address | 1485 CEDAR DR, BIRMINGHAM, MI 48009-3623 |
| Document Number | 0000205196 |
| Book / Page | 051258 / 000477 |
| Instrument Date | Nov 2, 2017 |
| Instrument | 205196 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,030.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 26658 WALL ST NOVI MI 483741827, NOVI, MI 48374-1827 |
| Document Number | 205198 |
|---|---|
| Date | Nov 6, 2017 |
| Book Page | 051258/000482 |
| Instrument | 205198 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 5, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,612.00 (-9.78%) Homeowner's exemption | $545,460 (+13.1%) | $1,090,920 (+13.1%) |
| 2024 | $18,412.00 (+4.8%) Homeowner's exemption | $482,290 (+6.11%) | $964,580 (+6.11%) |
| 2023 | $17,569.00 (+0.8%) Homeowner's exemption | $454,500 | $909,000 |
| 2021 | $17,429.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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