1497 24th St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1497 24th St, Oceano, CA 93445

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,262 sqft · built 1987
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Company Names on Record
Last Sale	$225,000 (Oct 2001)
Tax Bill	$3,806 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`062-073-007`

Property Details

APN / Parcel Number

Primary APN	`062-073-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,262 sqft Living Area
1st Floor Area	1,262 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	103 ft deep x 60 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1497 24TH ST
City	OCEANO
State	CA
Zip	93445-9170
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSFA R
Legal Description	PM 39-89 PAR 1
Legal Subdivision	PARCEL MAP CO-84-107
Legal Block	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1007
Census Tract	12202

Owner

Source: San Luis Obispo County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1497 24TH ST, OCEANO, CA 93445-9170
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA CU
Sep 11, 2017	Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2001 · Amount on Record
Deed Sale	Oct 22, 2001 · Amount on Record
Prior Sale	Aug 6, 1999 · Amount on Record
Deed Document Number	200181414
Last Transfer Date	Jul 14, 2025
Transfer Doc	0000020646
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1497 24TH ST, OCEANO, CA 93445-9170
Document Number	0000019752
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	CALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1497 24TH ST OCEANO CA 934459170, OCEANO, CA 93445-9170

Mortgage

Document Number	0000019752
Date	Apr 24, 2020
Instrument	19752

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 23, 2035

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1497 24TH ST, OCEANO, CA 93445-9170
Document Number	0000043144
Instrument Date	Sep 11, 2017
Transaction Type	Mortgage
Record Updated	Oct 11, 2017
Title Company	CALIFORNIA MEMBERS TITLE INSURANCE C, CALIFORNIA MEMBERS TITLE INS C

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1497 24TH ST OCEANO CA 934459170, OCEANO, CA 93445-9170

Mortgage

Document Number	0000043144
Date	Sep 26, 2017
Instrument	43144

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91209-9100

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,806.00 (+3.65%)	$332,367 (+4.04%) Land $177,264 Building $155,103
2024	$3,672.00 (+1.13%)
2023	$3,631.00 (+1.42%) Homeowner's exemption	$319,463 Land $170,382 Building $149,081
2022	$3,580.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

Nearby Properties on 24th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures