San Luis Obispo County property record for 1491 24th St, Oceano, CA 93445
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,773 sqft · built 2002 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $575,000 (Sep 2018) |
| Tax Bill | $7,182 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Sep 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-073-027 |
| Primary APN | 062-073-027 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,773 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Construction Type | Wood |
| Lot Area | 6,098 sqft (0.139 acres) |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Street Address | 1491 24TH ST |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-9157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TR 2359 LT 1 |
| Legal Subdivision | TRACT 2359 |
| Legal Tract | 2359 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 12202 |
Source: San Luis Obispo County records · APN 062-073-027
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4902 N SEQUOIA DR APT 103, 103, FRESNO, CA 93705-0253 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 08, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Sep 14, 2018 | Grant Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC |
| Oct 12, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 14, 2018 · Amount on Record |
| Deed Sale | Sep 14, 2018 · Amount on Record |
| Prior Sale | Oct 12, 2017 |
| Deed Document Number | 2018037994 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1491 24TH ST, OCEANO, CA 93445-9157 |
| Document Number | 0000033414 |
| Instrument Date | Aug 08, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2019 |
| Title Company | TSI ESCROW - CERRITOS |
| Name | Verified Name |
|---|---|
| Address | 4902 N SEQUOIA AVE FRESNO CA 937050253, FRESNO, CA 93705-0253 |
| Document Number | 0000033414 |
|---|---|
| Date | Aug 15, 2019 |
| Instrument | 33414 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 14, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Sep 14, 2018 |
| Property Address | 1491 24TH ST, OCEANO, CA 93445-9157 |
| Document Number | 0000037994 |
| Map Reference | MB19 PG69 |
| Instrument Date | Aug 22, 2018 |
| Instrument | 2018037994 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4902 N SEQUOIA AVE APT 103, 103, FRESNO, CA 93705-0253 |
| Document Number | 0000037995 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 2018037995 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 12, 2017 |
| Property Address | 1491 24TH ST, OCEANO, CA 93445-9157 |
| Document Number | 0000046683 |
| Instrument Date | Oct 04, 2017 |
| Instrument | 46683 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2017 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1491 24TH ST OCEANO CA 934459157, OCEANO, CA 93445-9157 |
| Document Number | 46684 |
|---|---|
| Date | Oct 12, 2017 |
| Instrument | 46684 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Address | FOUNTAIN VALLEY, CA 92708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 11, 2037 |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,182.00 (+4.6%) | $641,420 (+4.04%) Land $334,654 Building $306,766 |
| 2023 | $6,866.00 (+1.46%) | $616,514 Land $321,660 Building $294,854 |
| 2022 | $6,767.00 |
Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Peak WiFi, Radiate Holdings, Verizon.
Based on FCC filings for 633 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OCEANO COMM SERVICES DIST. serves 7,598 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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