14968 Smithfield Dr, Oregon City, OR 97045 Property Records

Clackamas County property record for 14968 Smithfield Dr, Oregon City, OR 97045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,503 sqft · built 2002
Lot Size	0.156 acres (6,800 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Feb 2023)
Tax Bill	$5,064 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22E28AD02100`

Property Details

APN / Parcel Number

Primary APN	`22E28AD02100`
Alternative APN	`05004794`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,503 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	6,800 sqft (0.156 acres)

Location & Zoning

Account Number	05004794
Street Address	14968 SMITHFIELD DR
City	OREGON CITY
State	OR
Zip	97045-8239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	SUBDIVISION WASKO ACRES LT 18 3708
Legal Range	2E
Legal Township	2S
Legal Section	28
Legal Subdivision	WASKO ACRES
Legal Lot Number	18
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	1
Census Block	1014
Census Tract	22302

Owner

14968 Smithfield Dr is owned and occupied by two individuals who bought it in February 2023.

Source: Clackamas County records, as of May 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14968 SMITHFIELD DR, OREGON CITY, OR 97045-8239
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Mar 25, 2022	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Aug 28, 2017	Warranty Deed, Transfer · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2023 · Amount on File
Deed Sale	Feb 27, 2023 · Amount on File
Prior Sale	Aug 28, 2017 · Amount on File
Deed Document Number	20236114
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Feb 27, 2023
Property Address	14968 SMITHFIELD DR, OREGON CITY, OR 97045-8239
Document Number	0000006114
Instrument Date	Feb 24, 2023
Instrument	2023-006114
Transaction Type	Transfer
Record Updated	Mar 3, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14968 SMITHFIELD DR, OREGON CITY, OR 97045-8239

Mortgage

Document Number	0000006115
Date	Feb 27, 2023
Instrument	2023-006115

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	14968 SMITHFIELD DR, OREGON CITY, OR 97045-8239
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017880
Date	Mar 25, 2022
Instrument	2022-017880

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Aug 28, 2017
Property Address	14968 SMITHFIELD DR, OREGON CITY, OR 97045-8239
Document Number	0000058509
Instrument Date	Aug 24, 2017
Instrument	58509
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	WFG TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	14968 SMITHFIELD DR OREGON CITY OR 970458239, OREGON CITY, OR 97045-8239

Mortgage

Document Number	58510
Date	Aug 28, 2017
Instrument	58510

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 14968 Smithfield Dr was $5,064.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Oregon City
Unified School District	Oregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,064.00	$252,794	$477,689 Land $203,099 Building $274,590
2023	$4,481.00	$238,284	$466,638 Land $197,378 Building $269,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14968 Smithfield Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1996 · High Winds, Severe Storms And Flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14968 Smithfield Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 33,940 people · EPA ID OR4101511
Water Source	Purchased surface water from SOUTH FORK WATER BOARD
Last State Inspection	Dec 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Verizon.

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