14905 Smithfield Dr, Oregon City, OR 97045 Property Records

Clackamas County property record for 14905 Smithfield Dr, Oregon City, OR 97045

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,780 sqft · built 2005
Lot Size	0.157 acres (6,852 sqft)
Owner	Individual Name on File
Last Sale	$513,000 (Sep 2017)
Tax Bill	$9,422 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2019 Loan Modification + 4 more
Flood Zone	Zone X (minimal risk)
APN	`22E28AD07200`

Property Details

APN / Parcel Number

Primary APN	`22E28AD07200`
Alternative APN	`05009298`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,780 sqft Living Area

Exterior

Year Built	Built 2005
Lot Area	6,852 sqft

Location & Zoning

Account Number	05009298
Street Address	14905 SMITHFIELD DR
City	OREGON CITY
State	OR
Zip	97045-8238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	SUBDIVISION TRACEY HEIGHTS LT 29 3858
Legal Range	02E
Legal Township	02S
Legal Section	28
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	TRACEY HEIGHTS
Legal Lot Number	29,3858 3858
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	1
Census Block	1010
Census Tract	22302

Owner

14905 Smithfield Dr is owned and occupied by an individual who bought it in September 2017.

Source: Clackamas County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	14905 SMITHFIELD DR, OREGON CITY, OR 97045-8238
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 8, 2019	Loan Modification, Mortgage · FHA Mortgage EVERGREEN HM LNS
Aug 8, 2019	Loan Modification, Mortgage · FHA Mortgage EVERGREEN HM LNS
Sep 14, 2017	Special Warranty Deed, Transfer · FHA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Jul 12, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY
Mar 30, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2017 · Amount on File
Deed Sale	Sep 14, 2017 · Amount on File
Prior Sale	Jul 12, 2017 · Amount on File
Deed Document Number	2017-063071
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	14905 SMITHFIELD DR, OREGON CITY, OR 97045-8238
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028106
Date	Mar 19, 2021
Instrument	2021-028106

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLACKAMAS OR
Property Address	14905 SMITHFIELD DR, OREGON CITY, OR 97045-8238
Document Number	0000060786
Instrument Date	Aug 8, 2019
Transaction Type	Mortgage
Record Updated	Oct 10, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14905 SMITHFIELD DR OREGON CITY OR 970458238, OREGON CITY, OR 97045-8238

Mortgage

Document Number	0000060786
Date	Oct 1, 2019
Instrument	60786

Lender

Name	EVERGREEN HM LNS
Type	Funding / Finance Company
Address	EWING, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLACKAMAS OR
Property Address	14905 SMITHFIELD DR, OREGON CITY, OR 97045-8238
Document Number	0000073486
Instrument Date	Aug 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14905 SMITHFIELD DR OREGON CITY OR 970458238, OREGON CITY, OR 97045-8238

Mortgage

Document Number	0000073486
Date	Nov 20, 2019
Instrument	73486

Lender

Name	EVERGREEN HM LNS
Type	Funding / Finance Company
Address	EWING, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

September 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Sep 14, 2017
Property Address	14905 SMITHFIELD DR, OREGON CITY, OR 97045-8238
Document Number	0000063071
Instrument Date	Aug 9, 2017
Instrument	2017-063071
Transaction Type	Transfer
Record Updated	Nov 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1001 SEMMES AVE, 1001, RICHMOND, VA 23224-2245

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14905 SMITHFIELD DR, OREGON CITY, OR 97045-8238

Mortgage

Document Number	0000063072
Date	Sep 14, 2017
Instrument	2017-063072

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jul 12, 2017
Property Address	14905 SMITHFIELD DR, OREGON CITY, OR 97045-8238
Document Number	0000047271
Instrument Date	Jun 27, 2017
Instrument	47271
Transaction Type	Foreclosure
Record Updated	Jul 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$514.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14905 SMITHFIELD DR OREGON CITY OR 970458238, OREGON CITY, OR 97045-8238

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Mar 30, 2017
Property Address	14905 SMITHFIELD DR, OREGON CITY, OR 97045-8238
Document Number	0000021511
Instrument Date	Sep 20, 2016
Instrument	21511
Transaction Type	Foreclosure
Record Updated	Apr 4, 2017

Transaction

Amount	Amount on Record
Tax	$514.10
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14905 SMITHFIELD DR OREGON CITY OR 970458238, OREGON CITY, OR 97045-8238

Tax Assessment & Valuation

The 2025 property tax bill for 14905 Smithfield Dr was $9,422.

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Oregon City
Unified School District	Oregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,422.00	$470,299	$795,177 Land $217,977 Building $577,200
2023	$8,338.00	$443,302	$777,807 Land $211,837 Building $565,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14905 Smithfield Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1996 · High Winds, Severe Storms And Flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14905 Smithfield Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 33,940 people · EPA ID OR4101511
Water Source	Purchased surface water from SOUTH FORK WATER BOARD
Last State Inspection	Dec 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Verizon.

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