1496 W 10th St, Frederick, MD 21702 Property Records

Frederick County property record for 1496 W 10th St, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,015 sqft · built 1965
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on Record
Last Sale$402,000 (Nov 2025)
Tax Bill$5,040 (2025)
Deeds & MortgagesMar 2021 Mortgage
Dec 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-101483

Property Details

APN / Parcel Number

Primary APN02-101483
Alternative APNs
  • 2101483
  • 101483

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,015 sqft Living Area
Gross Area1,279 sqft
1st Floor Area1,015 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerMunicipal

Location & Zoning

Account Number101483
Street Address1496 W 10TH ST
CityFREDERICK
StateMD
Zip21702-4439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionLT #19, BLK. D. 75 X 100 1496 W. 10TH ST.
Legal SubdivisionCOLLEGE ESTATES SEC 06
Legal BlockD
Legal Lot Number19
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1006
Census Tract750702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1496 W 10TH ST, FREDERICK, MD 21702-4439
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
MCLEAN MORTGAGE CORP
Dec 28, 2023Deed of Trust, Mortgage · Line of Credit
UNITED BANK
Nov 13, 2025Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2025 · Amount on Record
Deed SaleNov 13, 2025 · Amount on Record
Prior SaleSep 1, 2016 · Amount on Record
Deed Book / Page17601 / 3
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address1496 W 10TH ST, FREDERICK, MD 21702-4439
Transaction TypeMortgage
Record UpdatedDec 3, 2025
Title CompanyCOMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1496 W 10TH ST, FREDERICK, MD 21702-4439

Mortgage

Document Number0147000261
DateMar 25, 2021
Book Page14700/261
Lender
NameMCLEAN MORTGAGE CORP
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2041

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address1496 W 10TH ST, FREDERICK, MD 21702-4439
Transaction TypeMortgage
Record UpdatedDec 3, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0167160191
DateDec 28, 2023
Book Page16716/191
Lender
NameUNITED BANK
TypeBank
AddressFAIRFAX, VA 22030
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJan 15, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2025: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateNov 13, 2025
Property Address1496 W 10TH ST, FREDERICK, MD 21702-4439
Document Number0176010003
Book / Page17601 / 3
Map ReferenceMB 3 FO 177
Instrument DateOct 29, 2025
Transaction TypeTransfer
Record UpdatedDec 3, 2025
Title CompanyKENSINGTON REALTY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,005.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1496 W 10TH ST, FREDERICK, MD 21702-4439

Mortgage

Document Number0001760110
DateNov 13, 2025
Instrument17601/10
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$310,400 (+7.11%)$351,600 (+21.33%) Land $152,200 Building $199,400
2025$5,040.00 (+12.02%) Homeowner's exemption$289,800 (+14.94%) Land $103,500 Building $186,300$289,800 (-) Land $103,500 Building $186,300
2023$4,499.00 Homeowner's exemption$252,133$289,800 Land $103,500 Building $186,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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