1 W 10th St, Frederick, MD 21701 Property Records

Frederick County property record for 1 W 10th St, Frederick, MD 21701

Property Summary

Property Type	Multi-Family Dwellings
Details	4,352 sqft · built 1983
Lot Size	0.285 acres (12,417 sqft)
Owner	Company Name on Record
Last Sale	$950,000 (Jul 2010)
Tax Bill	$7,652 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-028158`

Property Details

APN / Parcel Number

Primary APN	`02-028158`
Alternative APNs	`2028158` `028158`

Interior

Units	6 Units
Stories	2 Stories
Building Area	4,352 sqft Living Area
1st Floor Area	4,352 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Multi-Family
Exterior Material	Brick Veneer
Construction Type	Brick
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,417 sqft (0.285 acres)
View / Lot	Commercial/Industrial

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Account Number	028158
Street Address	1 W 10TH ST
City	FREDERICK
State	MD
Zip	21701-4585
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R8
Legal Description	L 2 71.42 X 137.36 X 108.05 X 142.93 W 10TH ST CHESLEY MAN FREDK
Legal Subdivision	ST CHESLEY MAN FREDK
Legal Lot Number	2
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1018
Census Tract	750801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5101 UPTON ST NW, WASHINGTON, DC 20016-1953
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2010 · Amount on Record
Deed Sale	Jul 26, 2010 · Amount on Record
Prior Sale	Mar 3, 2005 · Amount on Record
Deed Document Number	20103511
Deed Book / Page	7903 / 330
Transfer Doc	0000000286
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1 W 10TH ST, FREDERICK, MD 21701-4585
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148020343
Date	Apr 22, 2021
Book Page	14802/343

Lender

Name	FCB BANKS
Type	Bank
Address	GETTYSBURG, PA 17325

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$524,800 (+34.46%)	$793,800 (+103.38%) Land $347,600 Building $446,200
2025	$7,652.00 (+1.43%)	$390,300 (-) Land $347,600 Building $42,700	$390,300 (-) Land $347,600 Building $42,700
2023	$7,544.00	$390,300 Land $347,600 Building $42,700	$390,300 Land $347,600 Building $42,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2018–2019)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20