1496 PINE ST NICEVILLE FL 325789781, NICEVILLE, FL 32578-9781
May 2018: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
OKALOOSA FL
Recording Date
May 10, 2018
Property Address
1496 PINE ST, NICEVILLE, FL 32578-9781
Document Number
0033492716
Book / Page
003349 / 002716
Instrument Date
May 7, 2018
Instrument
3206018
Transaction Type
Transfer
Record Updated
May 24, 2018
Title Company
PANHANDLE TITLE INC
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$1,050.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1496 PINE ST NICEVILLE FL 325789781, NICEVILLE, FL 32578-9781
Mortgage
Document Number
33492717
Date
May 10, 2018
Book Page
003349/002717
Instrument
3206019
Lender
Name
USAA
Address
SAN ANTONIO, TX 78288-0544
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
360 Months
Due
May 9, 2048
Tax Assessment & Valuation
The 2025 property tax bill for 1496 Pine St was $535.
Source: Okaloosa County assessment roll, as of December 31, 2025
Property Jurisdictions
Type
Name
State
Florida
County
Okaloosa County
Unified School District
Okaloosa County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$535.00
$45,465Land $45,465
$45,465Land $45,465
2023
$1,890.00 (+14.41%)
$158,839 (+15.36%)Land $67,895Building $90,944
$158,839 (+15.36%)Land $67,895Building $90,944
2022
$1,652.00
$137,693Land $64,662Building $73,031
$137,693Land $64,662Building $73,031
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Flood
FEMA maps place 1496 Pine St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 49 policies
Community Rating System
Class 5 (25% premium discount)
Nearby Flood Policies
49 in force
Nearby Flood Claims
2 (2004–2021)
Claims Outside the SFHA
2 of 2
Most Recent Claim
Sep 2021 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1496 Pine St is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood
0.07% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775
Water Source
Groundwater
Last State Inspection
May 2023
Lead
2 ppb (2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025