Okaloosa County property record for 1488 Pine St, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,220 sqft · built 2025 |
| Lot Size | 0.45 acres (19,598 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $499,000 (Mar 2026) |
| Tax Bill | $535 (2025) |
| Deeds & Mortgages | Jun 2024 Construction Loan Mar 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-187-1507-7 |
| Primary APN | C56-001-187-1507-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,220 sqft Living Area |
| Gross Area | 2,923 sqft |
| 1st Floor Area | 2,220 sqft |
| Flooring | Wood |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 19,598 sqft (0.45 acres) |
| Garage Type | Attached |
| Garage Area | 535 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1488 PINE ST |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-9781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEMINOLE S/D S1/2 LOT 19 BLK D |
| Legal Subdivision | SEMINOLE S/D |
| Legal Block | D |
| Legal Lot Number | 19 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 21001 |
Source: Okaloosa County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1488 PINE ST, NICEVILLE, FL 32578-9781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jun 7, 2024 | Deed of Trust, Mortgage · Construction Mortgage THE FIRST A NATIONAL BANKING ASSN |
| Mar 17, 2026 | Warranty Deed, Subdivision Related Transfer · VA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP |
| Apr 10, 2024 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2026 · Amount on Record |
| Deed Sale | Mar 17, 2026 · Amount on Record |
| Deed Document Number | 20263804740 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1488 PINE ST, NICEVILLE, FL 32578-9781 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 127 PATRICK DR, FORT WALTON BEACH, FL 32547-6721 |
| Document Number | 0003692380 |
|---|---|
| Date | Jun 7, 2024 |
| Instrument | 3692380 |
| Name | THE FIRST A NATIONAL BANKING ASSN |
|---|---|
| Type | Bank |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 17, 2026 |
| Property Address | 1488 PINE ST, NICEVILLE, FL 32578-9781 |
| Document Number | 0003804740 |
| Map Reference | MB 2 PG 157 |
| Instrument Date | Mar 16, 2026 |
| Instrument | 3804740 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | MEAD LAW AND TITLE, MEAD LAW & TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,493.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 127 PATRICK DR, FORT WALTON BEACH, FL 32547-6721 |
| Name | Verified Name |
|---|---|
| Address | 1488 PINE ST, NICEVILLE, FL 32578-9781 |
| Document Number | 0003804741 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | 3804741 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 10, 2024 |
| Property Address | 1488 PINE ST, NICEVILLE, FL 32578-9781 |
| Document Number | 0003681456 |
| Map Reference | MB 2 PG 157 |
| Instrument Date | Apr 9, 2024 |
| Instrument | 3681456 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 127 PATRICK DR, FORT WALTON BEACH, FL 32547-6721 |
| Name | Verified Name |
|---|---|
| Address | 127 PATRICK DR, FORT WALTON BEACH, FL 32547-6721 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $535.00 | $45,465 Land $45,465 | $45,465 Land $45,465 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 49 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 2 (2004–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Wildstar Networks.
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