14950 Surrey Downs, Novelty, OH 44072 Property Records

Geauga County property record for 14950 Surrey Downs, Novelty, OH 44072

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,651 sqft · built 1977
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Feb 2013)
Tax Bill	$6,223 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-162650`

Property Details

APN / Parcel Number

Primary APN	`26-162650`
Alternative APN	`001414-2`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,651 sqft Living Area
1st Floor Area	1,363 sqft
Upper Floors Area	1,288 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	65,340 sqft (1.5 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	155 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	001414-2
Street Address	14950 SURREY DOWNS
City	NOVELTY
State	OH
Zip	44072-9639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	S/L 20 SURREY DOWNS ESTATES SUB
Legal Subdivision	SURREY DOWNS ESTATES
Legal Tract	2
Jurisdiction	GEAUGA OH
Township / Civil Division	RUSSELL
Census Block Group	3
Census Block	3014
Census Tract	311500

Owner

Source: Geauga County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14950 SURREY DOWNS, NOVELTY, OH 44072-9639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed of Trust, Mortgage · Line of Credit OHIO CATHOLIC FCU
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOLDWATER BANK NA
Feb 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage ECONOMIC & CMNTY DEV INST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2013 · Amount on Record
Deed Sale	Feb 28, 2013 · Amount on Record
Prior Sale	Oct 10, 2008 · Amount on Record
Deed Document Number	2013855460
Deed Book / Page	1944 / 2440
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	14950 SURREY DOWNS, NOVELTY, OH 44072-9639
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021751800
Date	Sep 26, 2023
Book Page	2175/1800
Instrument	202301016355

Lender

Name	OHIO CATHOLIC FCU
Type	Credit Union
Address	CLEVELAND, OH 44125

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	14950 SURREY DOWNS, NOVELTY, OH 44072-9639
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021132576
Date	Jan 13, 2021
Book Page	2113/2576
Instrument	202100976001

Lender

Name	GOLDWATER BANK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	14950 SURREY DOWNS, NOVELTY, OH 44072-9639
Document Number	0020281479
Book / Page	002028 / 001479
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	Jun 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14950 SURREY DOWNS NOVELTY OH 440729639, NOVELTY, OH 44072-9639

Mortgage

Document Number	0020281479
Date	Mar 9, 2017
Book Page	002028/001479
Instrument	918385

Lender

Name	ECONOMIC & CMNTY DEV INST
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Russell Township
Unified School District	West Geauga Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,223.00 (+4.61%)	$134,340 (-) Land $19,990 Building $114,350
2024	$5,949.00 (-0.83%) Homeowner's exemption	$134,340 (-) Land $19,990 Building $114,350
2023	$5,999.00 (+20.51%) Homeowner's exemption	$134,340 (+42.52%) Land $19,990 Building $114,350	$383,800 (+42.52%) Land $57,100 Building $326,700
2022		$94,260 Land $16,660 Building $77,600
2021	$4,978.00
2020			$269,300 Land $47,600 Building $221,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (1989–2012)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Oct 2012 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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