14939 Surrey Downs, Novelty, OH 44072 Property Records

Geauga County property record for 14939 Surrey Downs, Novelty, OH 44072

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,964 sqft · built 1979
Lot Size	1.63 acres (71,003 sqft)
Owner	Individual Name on Record
Tax Bill	$6,913 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit May 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-005202`

Property Details

APN / Parcel Number

Primary APN	`26-005202`
Alternative APN	`000924-5`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,964 sqft Living Area
1st Floor Area	1,704 sqft
Upper Floors Area	1,260 sqft
Basement Area	1,596 sqft
Unfinished Basement	1,596 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	71,003 sqft (1.63 acres)
Garage Area	696 sqft
Parking Spaces	3 Parking Spaces
Deck Area	456 sqft
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	000924-5
Street Address	14939 SURREY DOWNS
City	NOVELTY
State	OH
Zip	44072-9639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	S/L 9 SURREY DOWNS ESTATES SUB
Legal Subdivision	SURREY DOWNS ESTATES
Jurisdiction	GEAUGA OH
Township / Civil Division	RUSSELL
Census Block Group	3
Census Block	3014
Census Tract	311500

Owner

Source: Geauga County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14939 SURREY DOWNS, NOVELTY, OH 44072-9639
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
May 18, 2021	Intrafamily Transfer, Transfer
Feb 14, 2018	Deed of Trust, Mortgage FEDERAL SAVINGS BANK
Dec 23, 2019	Deed of Trust, Mortgage · Commercial Mortgage DOLLAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 1991
Deed Sale	Jan 15, 1991
Last Transfer Date	May 13, 2021
Transfer Doc	0021243269
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	14939 SURREY DOWNS, NOVELTY, OH 44072-9639
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14939 SURREY DOWNS, NOVELTY, OH 44072-9639

Mortgage

Document Number	0021312102
Date	Aug 6, 2021
Book Page	2131/2102
Instrument	202100987164

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 10, 2031

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GEAUGA OH
Recording Date	May 18, 2021
Property Address	14939 SURREY DOWNS, NOVELTY, OH 44072-9639
Document Number	0021243269
Book / Page	2124 / 3269
Map Reference	VOL 9 PG 26&27
Instrument Date	May 13, 2021
Instrument	202100983018
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	14939 SURREY DOWNS, RUSSELL, OH 44072-9639

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	14939 SURREY DOWNS, NOVELTY, OH 44072-9639
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020471151
Date	Feb 14, 2018
Book Page	2047/1151
Instrument	201800932152

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	14939 SURREY DOWNS, NOVELTY, OH 44072-9639
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FINANCIAL DIMENSIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020841660
Date	Dec 23, 2019
Book Page	2084/1660
Instrument	201900958136

Lender

Name	DOLLAR BANK FSB
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Russell Township
Unified School District	West Geauga Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,913.00 (+4.6%)	$149,250 (-) Land $20,200 Building $129,050
2024	$6,609.00 (-0.83%) Homeowner's exemption	$149,250 (-) Land $20,200 Building $129,050
2023	$6,664.00 (+21.85%) Homeowner's exemption	$149,250 (+44.11%) Land $20,200 Building $129,050	$426,400 (+44.1%) Land $57,700 Building $368,700
2022		$103,570 Land $16,840 Building $86,730
2021	$5,469.00
2020			$295,900 Land $48,100 Building $247,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (1989–2012)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Oct 2012 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Surrey Downs

Nearby Streets

All Novelty, OH Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures