Okaloosa County property record for 1495 Thunder Ridge Rd, Holt, FL 32564
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,219 sqft · built 2006 |
| Lot Size | 9.47 acres (412,513 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,228 (2025) |
| Deeds & Mortgages | May 2025 Transfer Aug 2021 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-3711-5 |
| Primary APN | C56-000-592-3711-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,219 sqft Heated Area |
| Gross Area | 3,216 sqft |
| 1st Floor Area | 2,219 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 412,513 sqft (9.47 acres) |
| Garage Type | Finished |
| Garage Area | 437 sqft |
| Porch | Open Porch |
| Porch Area | 560 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1495 THUNDER RIDGE RD |
|---|---|
| City | HOLT |
| State | FL |
| Zip | 32564-9409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SE1/4 OF SE1/4 OF NW1/4 EX S 33 FT |
| Legal Range | 24 |
| Legal Township | 02N |
| Legal Section | 05 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 20101 |
1495 Thunder Ridge Rd is owned and occupied by two individuals who acquired it in June 2025.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1495 THUNDER RIDGE RD, HOLT, FL 32564-9409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2025 | Intrafamily Transfer, Transfer |
| Aug 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CENTRAL CREDIT UNION OF FLORIDA |
| Jan 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2025 |
| Deed Sale | Jun 4, 2025 |
| Prior Sale | Oct 22, 2010 |
| Deed Document Number | 3755057 |
| Deed Book / Page | 2586 / 2288 |
| Prior Transfer Date | May 20, 2025 |
| Prior Transfer Doc | 3755057 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 20, 2025 |
| Property Address | 1495 THUNDER RIDGE RD, HOLT, FL 32564-9409 |
| Document Number | 0003755057 |
| Instrument Date | Jun 4, 2024 |
| Instrument | 3755057 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1495 THUNDER RIDGE RD, HOLT, FL 32564-9409 |
| Name | Verified Name |
|---|---|
| Address | 1495 THUNDER RIDGE RD, HOLT, FL 32564-9409 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1495 THUNDER RIDGE RD, HOLT, FL 32564-9409 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1495 THUNDER RIDGE RD, HOLT, FL 32564-9409 |
| Document Number | 0035672962 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 3567/2962 |
| Instrument | 3480865 |
| Name | CENTRAL CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32522 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1495 THUNDER RIDGE RD, HOLT, FL 32564-9409 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0032831664 |
|---|---|
| Date | Jan 11, 2017 |
| Book Page | 3283/1664 |
| Instrument | 3111716 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | NASHVILLE, TN 37219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
The 2025 property tax bill for 1495 Thunder Ridge Rd was $4,228 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,228.00 Homeowner's exemption | $464,738 | $595,562 Land $55,289 Building $540,273 |
| 2023 | $4,008.00 (+132.48%) Homeowner's exemption | $438,485 (+112.3%) | $564,752 (+80.71%) Land $46,974 Building $517,778 |
| 2022 | $1,724.00 Homeowner's exemption | $206,538 | $312,521 Land $43,901 Building $268,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1495 Thunder Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1495 Thunder Ridge Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
| CenturyLink DSL | 10 / 1 |
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