Okaloosa County property record for 1437 Thunder Ridge Rd, Holt, FL 32564
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,059 sqft · built 1998 |
| Lot Size | 4.75 acres (206,910 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $147,000 (May 2002) |
| Tax Bill | $1,291 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-3702-4 |
| Primary APN | C56-000-592-3702-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,059 sqft Living Area |
| Gross Area | 2,603 sqft |
| 1st Floor Area | 2,059 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 206,910 sqft (4.75 acres) |
| Garage Area | 900 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 196 sqft |
| Patio Area | 348 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1437 THUNDER RIDGE RD |
|---|---|
| City | HOLT |
| State | FL |
| Zip | 32564-9409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM SE COR OF W1/2 OF SE1/4 OF NW1/4 N 33 FT TO POB N 627.39 FT E 329.92 FT S 627.39 FT W 329.92 FT TO POB |
| Legal Range | 24W |
| Legal Township | 02N |
| Legal Section | 05 |
| Legal Block | 2 |
| Legal Lot Number | 2I |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 20101 |
1437 Thunder Ridge Rd is owned and occupied by two individuals who bought it in May 2002.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1437 THUNDER RIDGE RD, HOLT, FL 32564-9409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2022 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Apr 28, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2002 · Amount on File |
| Deed Sale | May 6, 2002 · Amount on File |
| Deed Document Number | 20021920420 |
| Deed Book / Page | 2357 / 1722 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1437 THUNDER RIDGE RD, HOLT, FL 32564-9409 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0036111844 |
|---|---|
| Date | Mar 22, 2022 |
| Book Page | 3611/1844 |
| Instrument | 3536082 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1437 THUNDER RIDGE RD, HOLT, FL 32564-9409 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035422892 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 3542/2892 |
| Instrument | 3450313 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
The 2025 property tax bill for 1437 Thunder Ridge Rd was $1,291 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,291.00 Homeowner's exemption | $163,967 | $257,973 Land $31,693 Building $226,280 |
| 2023 | $1,210.00 (+12.04%) Homeowner's exemption | $154,705 (+10.27%) | $247,773 (+13.71%) Land $26,927 Building $220,846 |
| 2022 | $1,080.00 Homeowner's exemption | $140,299 | $217,895 Land $25,165 Building $192,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1437 Thunder Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1437 Thunder Ridge Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLT WATER WORKS, INC. serves 2,582 people · EPA ID FL1460352 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
| CenturyLink DSL | 10 / 1 |
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