Franklin County property record for 1494 Alligator Dr, Alligator Point, FL 32346 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,624 sqft · built 1951 |
| Lot Size | 0.278 acres (12,110 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $325,000 (Jul 2018) |
| Tax Bill | $4,142 (2025) |
| Deeds & Mortgages | May 2026 Sale Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone VE (high risk) |
| APN | 06-07S-01W-1042-000L-0020 |
| Primary APN | 06-07S-01W-1042-000L-0020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| 1st Floor Area | 1,624 sqft |
| Flooring | Tile |
| Interior Walls | Plywood |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,110 sqft (0.278 acres) |
| Lot Dimensions | 135 ft deep x 90 ft wide |
| View / Lot | Bay Front |
| Garage Area | 24 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 623 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1494 ALLIGATOR DR |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 2 BL L LOT 2 OR 117 363-64 PENN POINT ORB 0117 PAGE 0363 1062/322 1172/410 1224/200 |
| Legal Range | 01W |
| Legal Township | 07S |
| Legal Section | 06 |
| Legal Subdivision | PENN POINT |
| Legal Block | L |
| Legal Lot Number | 2 |
| Legal Unit | 2 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 970102 |
Source: Franklin County records · APN 06-07S-01W-1042-000L-0020
Assessment roll updated November 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 5992 PONDER LN, TALLAHASSEE, FL 32309-8995 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| May 19, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Jul 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 26, 2018 · Amount on Record |
| Deed Sale | Jul 26, 2018 · Amount on Record |
| Prior Sale | Jul 12, 2016 · Amount on Record |
| Deed Document Number | 20183686 |
| Deed Book / Page | 1224 / 200 |
| Last Transfer Date | May 15, 2026 |
| Transfer Doc | 0000002275 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | May 19, 2026 |
| Property Address | 1494 ALLIGATOR DR, PANACEA, FL 32346 |
| Document Number | 0000002275 |
| Book / Page | 1445 / 162 |
| Instrument Date | May 15, 2026 |
| Instrument | 20262275 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5992 PONDER LN, TALLAHASSEE, FL 32309-8995 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Property Address | 1494 ALLIGATOR DR, ALLIGATOR POINT, FL 32346 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2022 |
| Title Company | PRESTIGE TTL OF BREVARD LLC |
| Name | Verified Name |
|---|---|
| Address | 5992 PONDER LN, TALLAHASSEE, FL 32309-8995 |
| Document Number | 0019004140 |
|---|---|
| Date | Sep 08, 2020 |
| Book Page | 1275/463 |
| Instrument | 202019004140 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Jul 26, 2018 |
| Property Address | 1494 ALLIGATOR DR, ALLIGATOR POINT, FL 32346 |
| Document Number | 0019003686 |
| Book / Page | 1224 / 200 |
| Map Reference | MB1 PG21 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 201819003686 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2022 |
| Title Company | OWEN TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 427 N JACKSON ST, 427, QUINCY, FL 32351-1731 |
| Name | Verified Name |
|---|---|
| Address | 3514 MAHAN DR, TALLAHASSEE, FL 32308-5685 |
| Document Number | 0019003687 |
|---|---|
| Date | Jul 26, 2018 |
| Instrument | 201819003687 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
Source: Franklin County records · Assessment roll updated November 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,142.00 (+14.01%) | $510,731 (+22.22%) Land $194,400 Building $316,331 | $510,731 (+22.22%) Land $194,400 Building $316,331 |
| 2024 | $3,633.00 (+8.9%) | $417,882 (+18.15%) Land $97,200 Building $320,682 | $417,882 (+18.15%) Land $97,200 Building $320,682 |
| 2023 | $3,336.00 (+11.83%) | $353,702 (+22.96%) Land $97,200 Building $256,502 | $353,702 (+22.96%) Land $97,200 Building $256,502 |
| 2022 | $2,983.00 | $287,657 Land $97,200 Building $190,457 | $287,657 Land $97,200 Building $190,457 |
Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120379701022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE coastal, wave action |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 16.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 293 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 329 units insured 36 under condo master policies |
| Nearby Flood Claims | 72 (2005–2024) |
| Most Recent Claim | Sep 2024, tidal / storm surge, Hurricane Helene |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 48 locations within about half a mile of this property
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|---|---|---|
| Mediacom Communications | Cable | 1,000 / 50 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
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