1494 Alligator Dr, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 1494 Alligator Dr, Alligator Point, FL 32346 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,624 sqft · built 1951
Lot Size0.278 acres (12,110 sqft)
Owner2 Company Names on File
Last Sale$325,000 (Jul 2018)
Tax Bill$4,142 (2025)
Deeds & MortgagesMay 2026 Sale
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone VE (high risk)
APN06-07S-01W-1042-000L-0020

Property Details

APN / Parcel Number

Primary APN06-07S-01W-1042-000L-0020
Alternative APN
  • 01W07S061042000L0020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,624 sqft Living Area
1st Floor Area1,624 sqft
FlooringTile
Interior WallsPlywood

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1998
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,110 sqft (0.278 acres)
Lot Dimensions135 ft deep x 90 ft wide
View / LotBay Front
Garage Area24 sqft
PorchScreened/Unfinished Porch
Porch Area623 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1494 ALLIGATOR DR
CityPANACEA
StateFL
Zip32346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 2 BL L LOT 2 OR 117 363-64 PENN POINT ORB 0117 PAGE 0363 1062/322 1172/410 1224/200
Legal Range01W
Legal Township07S
Legal Section06
Legal SubdivisionPENN POINT
Legal BlockL
Legal Lot Number2
Legal Unit2
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group2
Census Block2003
Census Tract970102

Owner

Source: Franklin County records · APN 06-07S-01W-1042-000L-0020

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address5992 PONDER LN, TALLAHASSEE, FL 32309-8995
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
May 19, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERIS BANK
Jul 26, 2018Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 26, 2018 · Amount on Record
Deed SaleJul 26, 2018 · Amount on Record
Prior SaleJul 12, 2016 · Amount on Record
Deed Document Number20183686
Deed Book / Page1224 / 200
Last Transfer DateMay 15, 2026
Transfer Doc0000002275
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateMay 19, 2026
Property Address1494 ALLIGATOR DR, PANACEA, FL 32346
Document Number0000002275
Book / Page1445 / 162
Instrument DateMay 15, 2026
Instrument20262275
Transaction TypeTransfer
Record UpdatedJun 08, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5992 PONDER LN, TALLAHASSEE, FL 32309-8995

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address1494 ALLIGATOR DR, ALLIGATOR POINT, FL 32346
Transaction TypeMortgage
Record UpdatedJan 25, 2022
Title CompanyPRESTIGE TTL OF BREVARD LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5992 PONDER LN, TALLAHASSEE, FL 32309-8995

Mortgage

Document Number0019004140
DateSep 08, 2020
Book Page1275/463
Instrument202019004140
Lender
NameAMERIS BANK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateJul 26, 2018
Property Address1494 ALLIGATOR DR, ALLIGATOR POINT, FL 32346
Document Number0019003686
Book / Page1224 / 200
Map ReferenceMB1 PG21
Instrument DateJul 20, 2018
Instrument201819003686
Transaction TypeTransfer
Record UpdatedJan 25, 2022
Title CompanyOWEN TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address427 N JACKSON ST, 427, QUINCY, FL 32351-1731

Transferred To (Grantee/Buyer)

NameVerified Name
Address3514 MAHAN DR, TALLAHASSEE, FL 32308-5685

Mortgage

Document Number0019003687
DateJul 26, 2018
Instrument201819003687
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,142.00 (+14.01%)$510,731 (+22.22%) Land $194,400 Building $316,331$510,731 (+22.22%) Land $194,400 Building $316,331
2024$3,633.00 (+8.9%)$417,882 (+18.15%) Land $97,200 Building $320,682$417,882 (+18.15%) Land $97,200 Building $320,682
2023$3,336.00 (+11.83%)$353,702 (+22.96%) Land $97,200 Building $256,502$353,702 (+22.96%) Land $97,200 Building $256,502
2022$2,983.00$287,657 Land $97,200 Building $190,457$287,657 Land $97,200 Building $190,457

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120379701022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation16.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 293 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies329 units insured
36 under condo master policies
Nearby Flood Claims72 (2005–2024)
Most Recent ClaimSep 2024, tidal / storm surge, Hurricane Helene
Claims By Storm
  • Hurricane Helene, Sep 2024 · 12 claims
  • Hurricane Michael, Oct 2018 · 45 claims
  • Hurricane Dennis, Jul 2005 · 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 48 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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