14938 Millard Ave, Midlothian, IL 60445 Property Records

Cook County property record for 14938 Millard Ave, Midlothian, IL 60445

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,362 sqft · built 1933
Lot Size	0.182 acres (7,920 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Nov 2017)
Tax Bill	$7,450 (2023)
Deeds & Mortgages	Nov 2023 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-11-318-016`

Property Details

APN / Parcel Number

Primary APN	`28-11-318-016`
Alternative APN	`28-11-318-016-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,362 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Exterior Material	Frame
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,920 sqft (0.182 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	14938 MILLARD AVE
City	MIDLOTHIAN
State	IL
Zip	60445-3537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(ROBERTSONS) (THIRD) ADD TO (MIDLOTHIAN) SUB OF E 135 3 FT OF SH SW SEC 11-36-13
Legal Range	13E
Legal Township	36N
Legal Section	11
Legal Subdivision	ROBERTSONS THIRD ADD TO MIDLOTHIAN
Legal Lot Number	42
Jurisdiction	COOK IL
Township / Civil Division	BREMEN
Census Block Group	3
Census Block	3007
Census Tract	824702

Owner

14938 Millard Ave is owned and occupied by an individual who bought it in November 2017.

Source: Cook County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	14938 MILLARD AVE, MIDLOTHIAN, IL 60445-3537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 26, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 26, 2019	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Nov 20, 2017	Grant Deed, Transfer · FHA Mortgage TOP FLITE FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2017 · Amount on File
Deed Sale	Nov 20, 2017 · Amount on File
Deed Document Number	201715022
Prior Transfer Date	Feb 22, 2016
Prior Transfer Doc	0000046064
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	14938 MILLARD AVE, MIDLOTHIAN, IL 60445-3537
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14938 MILLARD AVE, MIDLOTHIAN, IL 60445-3537

Mortgage

Document Number	0031906472
Date	Nov 15, 2023
Instrument	2331906472

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Term	480 Months
Due	Nov 1, 2063

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	14938 MILLARD AVE, MIDLOTHIAN, IL 60445-3537
Document Number	1926908165
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14938 MILLARD AVE MIDLOTHIAN IL 604453537, MIDLOTHIAN, IL 60445-3537

Mortgage

Document Number	1926908165
Date	Sep 26, 2019
Instrument	26908165

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2049

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	14938 MILLARD AVE, MIDLOTHIAN, IL 60445-3537
Document Number	1926908164
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14938 MILLARD AVE MIDLOTHIAN IL 604453537, MIDLOTHIAN, IL 60445-3537

Mortgage

Document Number	1926908164
Date	Sep 26, 2019
Instrument	26908164

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2049

Interest

Rate	4.37%

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Nov 20, 2017
Property Address	14938 MILLARD AVE, MIDLOTHIAN, IL 60445-3537
Document Number	1732415022
Instrument Date	Nov 9, 2017
Instrument	32415022
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2417 COCHRAN ST BLUE ISLAND IL 604061710, BLUE ISLAND, IL 60406-1710

Mortgage

Document Number	1732415023
Date	Nov 20, 2017
Instrument	32415023

Lender

Name	TOP FLITE FIN'L
Type	Funding / Finance Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2047

Interest

Rate Type	Fixed Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bremen Township
Municipality	Midlothian Village
Secondary School District	Bremen Community High School District 228 (09 - 12)
Elementary School District	Midlothian School District 143 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,000 Land $2,772 Building $20,228	$230,000 Land $27,720 Building $202,280
2023	$7,450.00 (-8.09%)
2022	$8,106.00	$20,673 Land $2,376 Building $18,297	$206,730 Land $23,760 Building $182,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14938 Millard Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 14938 Millard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDLOTHIAN serves 14,819 people · EPA ID IL0311920
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber	1,500 / 1,500

May also be available: Verizon.

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