14928 Millard Ave, Midlothian, IL 60445 Property Records

Cook County property record for 14928 Millard Ave, Midlothian, IL 60445

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 972 sqft · built 1958
Lot Size	0.182 acres (7,920 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Jul 2025)
Tax Bill	$5,298 (2023)
Deeds & Mortgages	Mar 2021 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-11-318-015`

Property Details

APN / Parcel Number

Primary APN	`28-11-318-015`
Alternative APN	`28-11-318-015-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	972 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,920 sqft (0.182 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	14928 MILLARD AVE
City	MIDLOTHIAN
State	IL
Zip	60445-3537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(ROBERTSONS) (THIRD) ADD TO (MIDLOTHIAN) SUB OF E 135 3 FT OF SH SW SEC 11-36-13
Legal Range	13E
Legal Township	36N
Legal Section	11
Legal Subdivision	ROBERTSONS THIRD ADD TO MIDLOTHIAN
Legal Lot Number	40
Jurisdiction	COOK IL
Township / Civil Division	BREMEN
Census Block Group	3
Census Block	3007
Census Tract	824702

Owner

14928 Millard Ave is owned by an individual who bought it in July 2025.

Source: Cook County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	5838 S ARCHER AVE, CHICAGO, IL 60638-1679
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRSTSECURE BANK & TRUST CO
May 19, 2022	Deed of Trust, Mortgage · Commercial Mortgage BPL MORTGAGE TRUST LLC
Jul 30, 2025	Warranty Deed, Transfer · FHA Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2025 · Amount on File
Deed Sale	Jul 30, 2025 · Amount on File
Prior Sale	Oct 9, 2015 · Amount on File
Deed Document Number	202522139
Prior Transfer Date	Jan 4, 2016
Prior Transfer Doc	0000008081
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	14928 MILLARD AVE, MIDLOTHIAN, IL 60445-3537
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7230 171ST ST 38, 38, TINLEY PARK, IL 60477-5601

Mortgage

Document Number	0007720400
Date	Mar 18, 2021
Instrument	2107720400

Lender

Name	FIRSTSECURE BANK & TRUST CO
Type	Bank
Address	PALOS HILLS, IL 60465

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	58 Months
Due	Jan 1, 2026

Interest

Rate	5%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	14928 MILLARD AVE, MIDLOTHIAN, IL 60445-3537
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 KENSINGTON RD 5223, 5223, OAK BROOK, IL 60522-7159

Mortgage

Document Number	0013906004
Date	May 19, 2022
Instrument	2213906004

Lender

Name	BPL MORTGAGE TRUST LLC
Type	Non-Lending Institution
Address	VILLA PARK, IL 60181

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 30, 2025
Property Address	14928 MILLARD AVE, MIDLOTHIAN, IL 60445-3537
Document Number	0021122139
Instrument Date	Jul 25, 2025
Instrument	2521122139
Transaction Type	Transfer
Record Updated	Aug 13, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1314 KENSINGTON RD UNIT 5223, 5223, OAK BROOK, IL 60522-7159

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14928 MILLARD AVE, MIDLOTHIAN, IL 60445-3537
Investor	Possibly a Property Investor

Mortgage

Document Number	0021122140
Date	Jul 30, 2025
Instrument	2521122140

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.25%

Mortgage

Document Number	0021122141
Date	Jul 30, 2025
Instrument	2521122141

Lender

Name	DEPARTMENT OF PLANNING AND DEVELOPMENT O
Type	Government Agency
Address	CHICAGO, IL 60602

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 28, 2030

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bremen Township
Municipality	Midlothian Village
Secondary School District	Bremen Community High School District 228 (09 - 12)
Elementary School District	Midlothian School District 143 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$14,000 Land $2,772 Building $11,228	$140,000 Land $27,720 Building $112,280
2023	$5,298.00 (-1.8%)
2022	$5,395.00 Homeowner's exemption	$11,484 Land $2,376 Building $9,108	$114,840 Land $23,760 Building $91,080

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 14928 Millard Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 14928 Millard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDLOTHIAN serves 14,819 people · EPA ID IL0311920
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber	1,500 / 1,500

May also be available: Verizon.

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