Lake County property record for 14932 Thoroughbred Ln, Montverde, FL 34756
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,278 sqft · built 1994 |
| Lot Size | 2.26 acres (98,635 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $721,000 (Oct 2025) |
| Tax Bill | $4,017 (2024) |
| Deeds & Mortgages | Feb 2025 Line of Credit Feb 2026 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-22-26-1500-000-08600 |
| Primary APN | 09-22-26-1500-000-08600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,278 sqft Living Area |
| Gross Area | 3,006 sqft |
| 1st Floor Area | 2,278 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 98,635 sqft (2.26 acres) |
| Lot Dimensions | 465 ft deep x 202 ft wide |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 644 sqft |
| Deck Area | Deck Area |
| Patio Area | 144 sqft |
| Utility Building | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3396901 |
|---|---|
| Street Address | 14932 THOROUGHBRED LN |
| City | MONTVERDE |
| State | FL |
| Zip | 34756-3339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | TRAILS OF MONTVERDE LOT 86 PB 28 PGS 6-11 ORB 3651 PG 2235 ORB 5500 PG 846 |
| Legal Range | 26E |
| Legal Township | 22S |
| Legal Section | 9 |
| Legal Subdivision | TRAILS OF MONTVERDE |
| Legal Tract | 1500 |
| Legal Block | 1 |
| Legal Lot Number | 86 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 31301 |
Source: Lake County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14932 THOROUGHBRED LN, MONTVERDE, FL 34756-3339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 26, 2025 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Feb 13, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CORNERSTONE FIRST MORTGAGE INC |
| Oct 23, 2025 | Warranty Deed, Transfer · Conventional Mortgage DEEPHAVEN MORTGAGE LLC |
| Jul 8, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2025 · Amount on Record |
| Deed Sale | Oct 23, 2025 · Amount on Record |
| Prior Sale | Jul 9, 2008 · Amount on Record |
| Deed Document Number | 2025130931 |
| Deed Book / Page | 6619 / 828 |
| Prior Transfer Date | Jul 1, 2020 |
| Prior Transfer Doc | 0055000846 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 14932 THOROUGHBRED LN, MONTVERDE, FL 34756-3339 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 14933 THOROUGHBRED LN, MONTVERDE, FL 34756-3339 |
| Document Number | 0064820356 |
|---|---|
| Date | Feb 26, 2025 |
| Book Page | 6482/356 |
| Instrument | 2025023497 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 11, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 14932 THOROUGHBRED LN, MONTVERDE, FL 34756-3339 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | CLA TITLE AND ESCROW, CLA TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 14932 THOROUGHBRED LN, MONTVERDE, FL 34756-3339 |
| Document Number | 0066820566 |
|---|---|
| Date | Feb 13, 2026 |
| Book Page | 6682/566 |
| Instrument | 2026018320 |
| Name | CORNERSTONE FIRST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Oct 23, 2025 |
| Property Address | 14932 THOROUGHBRED LN, MONTVERDE, FL 34756-3339 |
| Document Number | 0066190828 |
| Book / Page | 6619 / 828 |
| Map Reference | MB 28 PG 6-11 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 2025130931 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | HOMELAND TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,047.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14932 THOROUGHBRED LN, MONTVERDE, FL 34756-3339 |
| Name | Verified Name |
|---|---|
| Address | 14932 THOROUGHBRED LN, MONTVERDE, FL 34756-3339 |
| Document Number | 0006619829 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 6619/829 |
| Name | DEEPHAVEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jul 8, 2020 |
| Property Address | 14932 THOROUGHBRED LN, MONTVERDE, FL 34756 |
| Document Number | 0055000846 |
| Book / Page | 005500 / 000846 |
| Instrument Date | Jul 1, 2020 |
| Instrument | 72788 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 14933 THOROUGHBRED LN MONTVERDE FL 347563339, MONTVERDE, FL 34756-3339 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $302,690 (+2.9%) | $587,040 (-0.03%) Land $224,000 Building $363,040 | |
| 2025 | $294,160 (+2.9%) Land $224,000 Building $70,160 | $587,219 (-0.03%) Land $224,000 Building $363,219 | |
| 2024 | $4,017.00 (+7.23%) Homeowner's exemption | $285,870 (+3%) Land $224,000 Building $61,870 | $587,398 (+23.01%) Land $224,000 Building $363,398 |
| 2023 | $3,746.00 (+6.94%) Homeowner's exemption | $277,550 (+3%) | $477,512 (+0.04%) Land $124,800 Building $352,712 |
| 2022 | $3,503.00 Homeowner's exemption | $269,470 | $477,333 Land $124,800 Building $352,533 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 5 (2017–2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTVERDE WATER DEPARTMENT (2WPS) serves 1,198 people · EPA ID FL3350847 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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