Lake County property record for 14901 Thoroughbred Ln, Montverde, FL 34756
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,146 sqft · built 1999 |
| Lot Size | 2.29 acres (99,875 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $459,999 (Feb 2017) |
| Tax Bill | $9,474 (2024) |
| Deeds & Mortgages | Mar 2024 Second Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-22-26-1500-000-08800 |
| Primary APN | 09-22-26-1500-000-08800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,146 sqft Living Area |
| 1st Floor Area | 3,146 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 99,875 sqft (2.29 acres) |
| Lot Width | 259 ft Width |
| Garage Type | Detached |
| Garage Area | 6,521 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,391 sqft |
| Utility Building | 840 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 2992271 |
|---|---|
| Street Address | 14901 THOROUGHBRED LN |
| City | MONTVERDE |
| State | FL |
| Zip | 34756-3339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRAILS OF MONTVERDE SUB LOT 88 N 1/2 OF THOROUGHBRED LANE S OF LOT 88 & W OF A CUL-DE-SAC HAVING A 60 FT RADIUS PB 28 PGS |
| Legal Range | 26E |
| Legal Township | 22S |
| Legal Section | 09 |
| Legal Subdivision | TRAILS OF |
| Legal Tract | 1500 |
| Legal Lot Number | 88 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 31301 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 14901 THOROUGHBRED LN, MONTVERDE, FL 34756-3339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIDFLORIDA CU |
| Feb 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Feb 14, 2017 | Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2017 · Amount on Record |
| Deed Sale | Feb 14, 2017 · Amount on Record |
| Prior Sale | Oct 16, 1998 · Amount on Record |
| Deed Document Number | 2017016476 |
| Deed Book / Page | 4902 / 1108 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 14901 THOROUGHBRED LN, MONTVERDE, FL 34756-3339 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0062940769 |
|---|---|
| Date | Mar 5, 2024 |
| Book Page | 6294/769 |
| Instrument | 2024025553 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 15, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 14901 THOROUGHBRED LN, MONTVERDE, FL 34756-3339 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0054260990 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 5426/0990 |
| Instrument | 2020022559 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Feb 14, 2017 |
| Property Address | 14901 THOROUGHBRED LN, MONTVERDE, FL 34756-3339 |
| Document Number | 0049021108 |
| Book / Page | 4902 / 1108 |
| Map Reference | MB 28 PG 6-11 |
| Instrument Date | Feb 10, 2017 |
| Instrument | 2017016476 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | FIDELITY NATIONAL TITLE OF F |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14901 THOROUGHBRED LN, MONTVERDE, FL 34756-3339 |
| Document Number | 2017016477 |
|---|---|
| Date | Feb 14, 2017 |
| Instrument | 2017016477 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $785,015 (+33.7%) Land $224,000 Building $561,015 | $785,015 (+33.7%) Land $224,000 Building $561,015 | |
| 2024 | $9,474.00 (+20.86%) | ||
| 2023 | $7,839.00 (+6.19%) | $587,137 (+0.36%) | $587,137 (+0.36%) Land $124,800 Building $462,337 |
| 2022 | $7,382.00 | $585,022 | $585,022 Land $124,800 Building $460,222 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 5 (2017–2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTVERDE WATER DEPARTMENT (2WPS) serves 1,198 people · EPA ID FL3350847 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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