St. Louis County property record for 1493 Inspiration Rd, Ely, MN 55731
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 3 bd · 1.75 ba · 1,454 sqft · built 2010 |
| Lot Size | 10.4 acres (455,202 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $439,000 (Jul 2026) |
| Tax Bill | $3,006 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Apr 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 465-0010-01622 |
| Primary APN | 465-0010-01622 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,454 sqft Gross Area |
| 1st Floor Area | 1,454 sqft |
| Basement Area | 727 sqft |
| Finished Basement | 727 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Block |
| Construction Type | Frame |
| Lot Area | 455,202 sqft (10.4 acres) |
| Garage Area | 624 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 264 sqft |
| Storage Building | 49 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 948228 |
|---|---|
| Street Address | 1493 INSPIRATION RD |
| City | ELY |
| State | MN |
| Zip | 55731-7201 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Local Zoning Code | MUNS |
| Legal Description | N 637.98 FT OF SW1/4 OF NW1/4 EX E 500 FT ASDEFINED BY LINES PARALLEL WITH & 500 FT FROME LINE AND 637.98 FT FROM N LINE OF |
| Legal Range | 12W |
| Legal Township | 62N |
| Legal Section | 11 |
| Legal Subdivision | MORSE TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MORSE |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 15401 |
Source: St. Louis County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1493 INSPIRATION RD, ELY, MN 55731-7201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage NORTHWOODS CREDIT UNION |
| Apr 27, 2022 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2026 · Amount on Record |
| Deed Sale | Jul 10, 2026 · Amount on Record |
| Deed Document Number | 20261535935 |
| Prior Transfer Date | Apr 27, 2022 |
| Prior Transfer Doc | 0001442006 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 10, 2026 |
| Property Address | 1493 INSPIRATION RD, ELY, MN 55731-7201 |
| Document Number | 0001535935 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 20261535935 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | NORTHEAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $146,318.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1493 INSPIRATION RD, ELY, MN 55731-7201 |
| Document Number | 0001535936, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 20261535936 |
| Name | NORTHWOODS CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 27, 2022 |
| Property Address | 1493 INSPIRATION RD, ELY, MN 55731-7201 |
| Document Number | 0001442006 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 1442006 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1493 INSPIRATION RD, ELY, MN 55731-7201 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Morse Township |
| Unified School District | Ely Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,006.00 (+1.01%) Homeowner's exemption | ||
| 2025 | $2,976.00 (+2.34%) Homeowner's exemption | $428,900 (+15.33%) Land $69,600 Building $359,300 | $428,900 (+15.33%) Land $69,600 Building $359,300 |
| 2024 | $2,908.00 | $371,900 (+25.18%) Land $65,500 Building $306,400 | $371,900 (+25.18%) Land $65,500 Building $306,400 |
| 2022 | $297,100 Land $54,300 Building $242,800 | $297,100 Land $54,300 Building $242,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 87% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Treehouse Broadband Fixed Wireless | 150 / 150 |
| T-Mobile Fixed Wireless | 100 / 20 |
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