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1478 Inspiration Rd, Ely, MN 55731 Property Records

St. Louis County property record for 1478 Inspiration Rd, Ely, MN 55731 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.25 ba · 1,966 sqft · built 1968
Lot Size17.8 acres (775,368 sqft)
OwnerIndividual Name on File
Last Sale$400,000 (Sep 2021)
Tax Bill$3,738 (2026)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN465-0010-01621

Property Details

APN / Parcel Number

Primary APN465-0010-01621
Alternative APN
  • 1116485

Interior

Bedrooms3 Beds
Full Baths3.25 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,966 sqft Gross Area
1st Floor Area1,584 sqft
Basement Area1,010 sqft
Finished Basement1,010 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialWood
Construction TypeFrame
Lot Area775,368 sqft (17.8 acres)
Garage Area575 sqft

Exterior Amenities

PorchSlab
Porch Area379 sqft
Storage Building160 sqft
Pole Barn1,440 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number1116485
Street Address1478 INSPIRATION RD
CityELY
StateMN
Zip55731-7201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSW1/4 OF NW1/4 EX N 637.98 FT AS DEFINED BY ALINE PARALLEL WITH & 637.98 FT FROM N LINE OFFORTY & EX 2.87 ACRE FOR HWY SERIAL
Legal Range12W
Legal Township62N
Legal Section11
Legal SubdivisionMORSE TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionMORSE
Census Block Group1
Census Block1064
Census Tract15401

Owner

Source: St. Louis County records · APN 465-0010-01621

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1478 INSPIRATION RD, ELY, MN 55731-7201
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 08, 2021 · Amount on Record
Deed SaleSep 08, 2021 · Amount on Record
Deed Document Number20211423903
Record UpdatedSep 20, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 08, 2021
Property Address1478 INSPIRATION RD, ELY, MN 55731-7201
Document Number0001423903
Instrument DateAug 27, 2021
Instrument1423903
Transaction TypeTransfer
Record UpdatedSep 06, 2022
Title CompanyNORTHEAST TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,320.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1478 INSPIRATION RD, ELY, MN 55731-7201

Mortgage

Document Number0001423904
DateSep 08, 2021
Instrument1423904
Lender
NameFRANDSEN BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionMorse Township
Unified School DistrictEly Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,738.00 (+0.81%) Homeowner's exemption
2025$3,708.00 (-5.21%) Homeowner's exemption$509,900 (+14.89%) Land $105,300 Building $404,600$509,900 (+14.89%) Land $105,300 Building $404,600
2024$3,912.00$443,800 (+14.91%) Land $98,900 Building $344,900$443,800 (+14.91%) Land $98,900 Building $344,900
2022$386,200 Land $81,100 Building $305,100$386,200 Land $81,100 Building $305,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370154011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 67% of the US · above 87% of Minnesota
Wildfire LikelihoodAbout 1 in 505 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Zito West HoldingFiber1,000 / 1,000
Treehouse BroadbandFixed Wireless (unlicensed)150 / 150
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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