1492 Willow Bend Rd, Folsom, CA 95630 Property Records

Sacramento County property record for 1492 Willow Bend Rd, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,992 sqft · built 1996
Lot Size	0.125 acres (5,440 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Mar 2005)
Tax Bill	$8,133 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`071-1290-023-0000`

Property Details

APN / Parcel Number

Primary APN	`071-1290-023-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,992 sqft Living Area
1st Floor Area	1,185 sqft
2nd Floor Area	807 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	5,440 sqft (0.125 acres)
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces
Pool Area	32,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1492 WILLOW BEND RD
City	FOLSOM
State	CA
Zip	95630-7650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-R-1-S (
Legal Description	THE PARKWAY C1, LOT 23
Legal Subdivision	THE PARKWAY C1
Legal Lot Number	23
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1004
Census Tract	8509

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1492 WILLOW BEND RD, FOLSOM, CA 95630-7650
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jul 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jun 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BK
Aug 22, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FIN'L NETWORK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2005 · Amount on Record
Deed Sale	Mar 16, 2005 · Amount on Record
Prior Sale	Mar 31, 2004 · Amount on Record
Deed Book / Page	20050316 / 2322
Last Transfer Date	Oct 16, 2014
Transfer Doc	0000000182
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1492 WILLOW BEND RD, FOLSOM, CA 95630-7650
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1492 WILLOW BEND RD, FOLSOM, CA 95630-7650

Mortgage

Document Number	0000001738
Date	Jun 18, 2021
Instrument	202106181738

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1492 WILLOW BEND RD, FOLSOM, CA 95630-7650
Transaction Type	Mortgage
Record Updated	Jul 18, 2023
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1492 WILLOW BEND RD, FOLSOM, CA 95630-7650

Mortgage

Document Number	0000000136
Date	Jul 3, 2023
Instrument	2023070300136

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 28, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1492 WILLOW BEND RD, FOLSOM, CA 95630-7650
Transaction Type	Mortgage
Record Updated	Jul 1, 2021
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1492 WILLOW BEND RD, FOLSOM, CA 95630-7650

Mortgage

Document Number	6180000001738
Date	Jun 18, 2021
Book Page	20210618/1738

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1492 WILLOW BEND RD, FOLSOM, CA 95630-7650
Document Number	2006010527
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1492 WILLOW BEND RD FOLSOM CA 956307650, FOLSOM, CA 95630-7650

Mortgage

Document Number	2006010527
Date	Jun 1, 2020
Instrument	2006010527

Lender

Name	DISCOVER BK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1492 WILLOW BEND RD, FOLSOM, CA 95630-7650
Document Number	1708301385
Instrument Date	Aug 22, 2017
Transaction Type	Mortgage
Record Updated	Sep 6, 2017
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1492 WILLOW BEND RD FOLSOM CA 956307650, FOLSOM, CA 95630-7650

Mortgage

Document Number	1708301385
Date	Aug 30, 2017
Instrument	1708301385

Lender

Name	AMERICAN FIN'L NETWORK
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$767,750 (+2%) Land $234,585 Building $533,165
2025	$8,133.00 (+2.12%) Homeowner's exemption	$752,697 (+4.04%) Land $229,986 Building $522,711
2024	$7,964.00 (+1.83%)
2023	$7,821.00 (+1.49%) Homeowner's exemption	$723,470 Land $221,056 Building $502,414
2022	$7,706.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Cal.net, Succeed.Net, T-Mobile.

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