Schenectady County and Schenectady City property record for 1492 State St, Schenectady, NY 12304
| Property Type | Triplex |
|---|---|
| Details | 6 bd · 3 ba · 2,472 sqft · built 1900 |
| Lot Size | 0.122 acres (5,320 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $5,000 (Sep 2018) |
| Tax Bill | $7,250 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Sep 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.76-4-15 |
| Primary APN | 421500 49.76-4-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,472 sqft Total Area |
| 1st Floor Area | 1,236 sqft |
| 2nd Floor Area | 1,236 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,320 sqft (0.122 acres) |
| Lot Dimensions | 133 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 250 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1492 STATE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3112 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | 05 - COMME |
| Legal Description | PART OF 2 WOOD |
| Legal Block | 4 |
| Legal Lot Number | 15.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21700 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1119 STATE ST, SCHENECTADY, NY 12304-2647 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2021 | Deed of Trust, Mortgage THE NATIONAL BANK OF COXSACKIE |
| Sep 25, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2018 · Amount on Record |
| Deed Sale | Sep 25, 2018 · Amount on Record |
| Prior Sale | Nov 7, 2016 · Amount on Record |
| Deed Document Number | 201842448 |
| Deed Book / Page | 1996 / 455 |
| Prior Transfer Date | Sep 21, 2018 |
| Prior Transfer Doc | 0000042448 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1492 STATE ST, SCHENECTADY, NY 12304-3112 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Title Company | EAGLE TITLE AND ABSTRACT, ELITE TITLE & ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 106 SNOWDEN AVE, SCHENECTADY, NY 12304-1331 |
| Document Number | 0000006443 |
|---|---|
| Date | Feb 18, 2021 |
| Book Page | 5070/825 |
| Instrument | 202106443 |
| Name | THE NATIONAL BANK OF COXSACKIE |
|---|---|
| Type | Bank |
| Address | COXSACKIE, NY 12051 |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 25, 2018 |
| Property Address | 1492 STATE ST, SCHENECTADY, NY 12304-3112 |
| Document Number | 0000042448 |
| Book / Page | 001996 / 000455 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 42448 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $20.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 SNOWDEN AVE SCHENECTADY NY 12304, SCHENECTADY, NY 12304 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,250.00 (+4.03%) | ||
| 2025 | $6,969.00 (+9.2%) | $105,000 (-) Land $15,100 Building $89,900 | $173,870 (+30.82%) Land $25,004 Building $148,866 |
| 2023 | $105,000 (-) Land $15,100 Building $89,900 | $132,911 (+3.8%) Land $19,114 Building $113,797 | |
| 2022 | $105,000 Land $15,100 Building $89,900 | $128,049 Land $18,415 Building $109,634 | |
| 2021 | $6,382.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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