1485 State St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 1485 State St, Schenectady, NY 12304

Property Summary

Property Type	Mixed Use Store/Office
Details	2,035 sqft · built 1986
Lot Size	0.62 acres (27,000 sqft)
Owner	Individual Name on Record
Tax Bill	$6,188 (2026)
Deeds & Mortgages	Dec 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`421500 49.76-5-3`

Property Details

APN / Parcel Number

Primary APN	`421500 49.76-5-3`
Alternative APN	`150004907600050030000000`

Interior

Stories	1 Story
Building Area	2,035 sqft Gross Area
Basement Area	1,406 sqft
Unfinished Basement	1,406 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	27,000 sqft (0.62 acres)
Lot Dimensions	214 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1485 STATE ST
City	SCHENECTADY
State	NY
Zip	12304-2915
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Local Zoning Code	05 - COMME
Legal Description	2 3 4 5 33 34 1 WOOD & STUCCO
Legal Block	5
Legal Lot Number	3.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3007
Census Tract	20700

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	225 COUNTRY CLUB DR, D137, LARGO, FL 33771-2378
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 1999
Deed Sale	Apr 21, 1999
Deed Book / Page	1555 / 158
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 9, 2025
Property Address	1485 STATE ST, SCHENECTADY, NY 12304-2915
Document Number	0000028846
Instrument Date	Mar 28, 2025
Instrument	202528846
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	BENNETT TITLE & ABS LLC, BENNETT TITLE & ABSTRACT LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 COUNTRY CLUB DR UNIT D137, D137, LARGO, FL 33771-2378

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,188.00 (+0.77%)
2025	$6,141.00 (+0.99%)	$150,000 (-) Land $47,200 Building $102,800	$248,385 (+13.35%) Land $78,158 Building $170,227
2024		$150,000 (-) Land $47,200 Building $102,800	$219,138 (+15.41%) Land $68,955 Building $150,183
2023		$150,000 (-) Land $47,200 Building $102,800	$189,873 (+3.8%) Land $59,747 Building $130,126
2022		$150,000 Land $47,200 Building $102,800	$182,927 Land $57,561 Building $125,366
2021	$6,081.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20