1492 McElwee Rd, Rockbridge Baths, VA 24473 Property Records

Rockbridge County property record for 1492 McElwee Rd, Rockbridge Baths, VA 24473

Property Summary

Property Type	Residential
Lot Size	16.4 acres (718,087 sqft)
Owner	Individual Name on Record
Tax Bill	$1,482 (2026)
Deeds & Mortgages	Jan 2011 Mortgage Jun 2017 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`25 A 10A`

Property Details

APN / Parcel Number

Primary APN	`25 A 10A`
Alternative APN	`19563`

Exterior

Lot Area	718,087 sqft (16.4 acres)
Granary	1,280 sqft
Milk House	3,600 sqft
Silo	1,300 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	19563
Street Address	1492 MCELWEE RD
City	ROCKBRIDGE BATHS
State	VA
Zip	24473-2044
Property Category	Residential
Property Type	Residential > Specialized > Other
Local Zoning Code	A-2
Legal Description	BROWN EAST 726
Jurisdiction	ROCKBRIDGE VA
Township / Civil Division	WALKERS CREEK
Census Block Group	1
Census Block	1142
Census Tract	930200

Owner

Source: Rockbridge County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1492 MCELWEE RD, ROCKBRIDGE BATHS, VA 24473-2044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2011	Deed of Trust, Mortgage · USDA Mortgage USDA
Jun 20, 2017	Deed of Trust, Mortgage BANK OF BOTETOURT
Jun 20, 2017	Deed of Trust, Mortgage · USDA Mortgage CLEVELAND W ADAMSON II ETUA
Aug 30, 2019	Deed of Trust, Mortgage · USDA Mortgage USDA
Jun 20, 2017	Deed of Trust, Mortgage · USDA Mortgage UNITED STATES OF AMERICA
Aug 24, 2021	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK
Aug 24, 2021	Deed of Trust, Mortgage · Line of Credit FARMERS & MECHANICS BANK
Apr 22, 2022	Deed of Trust, Mortgage · USDA Mortgage USDA
Jan 20, 2023	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK
Jul 8, 2024	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 30, 2008
Transfer Doc	0000000061
Record Updated	Oct 29, 2026

January 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	1492 MCELWEE RD, ROCKBRIDGE BATHS, VA 24473-2044
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0110000024
Date	Jan 3, 2011
Instrument	110000024

Lender

Name	USDA
Type	Government Agency
Address	HENRICO, VA 23229

Agreement

Type	USDA Mortgage

Interest

Rate	1.75%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	1492 MCELWEE RD, ROCKBRIDGE BATHS, VA 24473-2044
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170001686
Date	Jun 20, 2017
Instrument	170001686

Lender

Name	BANK OF BOTETOURT
Type	Bank
Address	MILLBORO, VA 24460

Agreement

Amount	Amount Recorded
Term	252 Months
Due	Jun 20, 2038

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	1492 MCELWEE RD, ROCKBRIDGE BATHS, VA 24473-2044
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170001688
Date	Jun 20, 2017
Instrument	170001688

Lender

Name	CLEVELAND W ADAMSON II ETUA
Type	Private Party
Address	VERONA, VA 24482

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jun 20, 2024

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Change Frequency	Annually

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	1492 MCELWEE RD, ROCKBRIDGE BATHS, VA 24473-2044
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190002374
Date	Aug 30, 2019
Instrument	190002374

Lender

Name	USDA
Type	Government Agency
Address	VERONA, VA 24482

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Aug 20, 2026

Interest

Rate	2.87%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	1492 MCELWEE RD, ROCKBRIDGE BATHS, VA 24473-2044
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170001687
Date	Jun 20, 2017
Instrument	170001687

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	VERONA, VA 24482

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2047

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	1492 MCELWEE RD, ROCKBRIDGE BATHS, VA 24473-2044
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003321
Date	Aug 24, 2021
Instrument	210003321

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	BRIDGEWATER, VA 22812

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	168 Months
Due	Aug 24, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	1492 MCELWEE RD, ROCKBRIDGE BATHS, VA 24473-2044
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003322
Date	Aug 24, 2021
Instrument	210003322

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank
Address	BRIDGEWATER, VA 22812

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	312 Months
Due	Aug 24, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	1492 MCELWEE RD, ROCKBRIDGE BATHS, VA 24473-2044
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1492 MCELWEE RD, ROCKBRIDGE BATHS, VA 24473-2044

Mortgage

Document Number	0220001296
Date	Apr 22, 2022
Instrument	220001296

Lender

Name	USDA
Type	Government Agency
Address	LEXINGTON, VA 24450

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 22, 2032

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	1492 MCELWEE RD, ROCKBRIDGE BATHS, VA 24473-2044
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1492 MCELWEE RD, ROCKBDGE BATH, VA 24473-2044

Mortgage

Document Number	0230000143
Date	Jan 20, 2023
Instrument	230000143

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	BRIDGEWATER, VA 22812

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 20, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	1492 MCELWEE RD, ROCKBRIDGE BATHS, VA 24473-2044
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240001463
Date	Jul 8, 2024
Instrument	240001463

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	BRIDGEWATER, VA 22812

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	186 Months
Due	Jan 8, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Rockbridge County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockbridge County
Unified School District	Rockbridge County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,482.00	$347,300 (-) Land $125,700 Building $221,600	$347,300 (-) Land $125,700 Building $221,600
2025		$347,300 (-) Land $125,700 Building $221,600	$347,300 (-) Land $125,700 Building $221,600
2023		$347,300 Land $125,700 Building $221,600	$347,300 Land $125,700 Building $221,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	52 (1992–2018)
Claims Outside the SFHA	2 of 52
Most Recent Claim	Apr 2018 · river or lake flooding
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 31 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 6 claims Severe Storms And Flooding, Jun 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 80% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BARC Connects Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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