1397 McElwee Rd, Rockbridge Baths, VA 24473 Property Records

Rockbridge County property record for 1397 McElwee Rd, Rockbridge Baths, VA 24473 · Last verified December 2025

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,622 sqft · built 1865
Lot Size	26.6 acres (1,159,567 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (May 2019)
Deeds & Mortgages	Jun 2017 Mortgage Jun 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`25 A 11`

Property Details

APN / Parcel Number

Primary APN	`25 A 11`
Alternative APN	`1488`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,622 sqft Living Area
Flooring	Softwood
Interior Walls	Plaster
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1959
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Metal
Lot Area	1,159,567 sqft (26.6 acres)
Terrain	Rolling
Garage Area	1,260 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	189 sqft
Patio Area	180 sqft
Shed	1 Shed
Shed Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1488
Street Address	1397 MCELWEE RD
City	ROCKBRIDGE BATHS
State	VA
Zip	24473-2000
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	BUCHANAN BARE 726
Jurisdiction	ROCKBRIDGE VA
Township / Civil Division	WALKERS CREEK
Census Block Group	1
Census Block	1119
Census Tract	930200

Owner

Source: Rockbridge County records · APN 25 A 11

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1397 MCELWEE RD, ROCKBRIDGE BATHS, VA 24473-2000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2017	Deed of Trust, Mortgage · USDA Mortgage UNITED STATES OF AMERICA
Jun 20, 2017	Deed of Trust, Mortgage · USDA Mortgage CLEVELAND W ADAMSON II ETUA
Mar 04, 2024	Deed of Trust, Mortgage · Line of Credit CS BANK
Mar 04, 2024	Deed of Trust, Mortgage · Construction Mortgage CS BANK
Mar 04, 2024	Deed of Trust, Mortgage · Line of Credit CS BANK
May 03, 2019	Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 03, 2019 · Amount on Record
Deed Sale	May 03, 2019 · Amount on Record
Prior Sale	Aug 04, 2015 · Amount on Record
Deed Document Number	2019-1038
Record Updated	Jun 08, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	1397 MCELWEE RD, ROCKBRIDGE BATHS, VA 24473-2000
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170001687
Date	Jun 20, 2017
Instrument	170001687

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	VERONA, VA 24482

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2047

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	1397 MCELWEE RD, ROCKBRIDGE BATHS, VA 24473-2000
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170001688
Date	Jun 20, 2017
Instrument	170001688

Lender

Name	CLEVELAND W ADAMSON II ETUA
Type	Private Party
Address	VERONA, VA 24482

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jun 20, 2024

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Change Frequency	Annually

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	1397 MCELWEE RD, ROCKBRIDGE BATHS, VA 24473-2000
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000394
Date	Mar 04, 2024
Instrument	240000394

Lender

Name	CS BANK
Type	Bank
Address	LEXINGTON, VA 24450

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	1397 MCELWEE RD, ROCKBRIDGE BATHS, VA 24473-2000
Transaction Type	Mortgage
Record Updated	Apr 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000394
Date	Mar 04, 2024
Instrument	240000394

Lender

Name	CS BANK
Type	Bank
Address	LEXINGTON, VA 24450

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	1397 MCELWEE RD, ROCKBRIDGE BATHS, VA 24473-2000
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000394
Date	Mar 04, 2024
Instrument	240000394

Lender

Name	CS BANK
Type	Bank
Address	LEXINGTON, VA 24450

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKBRIDGE VA
Recording Date	May 03, 2019
Property Address	1397 MCELWEE RD, ROCKBRIDGE BATHS, VA 24473-2000
Document Number	0190001038
Map Reference	CAB 5 SL 62
Instrument Date	Apr 10, 2019
Instrument	190001038
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1397 MCELWEE RD, ROCKBRIDGE BATHS, VA 24473-2000

Mortgage

Document Number	0190001039
Date	May 03, 2019
Instrument	190001039

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 02, 2049

Interest

Rate	4%

Tax Assessment & Valuation

Source: Rockbridge County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Rockbridge County
Unified School District	Rockbridge County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2025	$525,000 (-) Land $247,200 Building $277,800	$525,000 (-) Land $247,200 Building $277,800
2023	$525,000 Land $247,200 Building $277,800	$525,000 Land $247,200 Building $277,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockbridge County (51163C), updated August 7, 2006 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511639302001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Nearby Flood Policies	14 in force
Nearby Flood Claims	52 (1992–2018)
Claims Outside the SFHA	2 of 52
Most Recent Claim	Apr 2018, river or lake flooding
Claims By Storm	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 31 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 6 claims Severe Storms And Flooding, Jun 1995 · 5 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 82% of Virginia
Wildfire Likelihood	About 1 in 725 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
BARC Electric Cooperative	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

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