Okaloosa County property record for 1492 McCauley Rd, Baker, FL 32531
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,851 sqft · built 1989 |
| Lot Size | 2.07 acres (90,605 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $108,000 (Jul 2014) |
| Tax Bill | $1,054 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-597-5872-2 |
| Primary APN | C56-000-597-5872-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,851 sqft Heated Area |
| Gross Area | 3,017 sqft |
| 1st Floor Area | 1,851 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 90,605 sqft (2.07 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
| Porch Area | 476 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1492 MCCAULEY RD |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531-8116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W143 FT OF E1/2 OF NE1/4 OF SE1/4 OF SW1/4 AS OR RE 1492 MCCAULEY RD |
| Legal Range | 24 |
| Legal Township | 04N |
| Legal Section | 32 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 20102 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 1492 MCCAULEY RD, BAKER, FL 32531-8116 |
| Occupancy | Owner Occupied |
| Last Sale | Jul 31, 2014 · Amount on Record |
|---|---|
| Deed Sale | Jul 31, 2014 · Amount on Record |
| Deed Document Number | 2942302 |
| Deed Book / Page | 3157 / 4756 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1492 MCCAULEY RD, BAKER, FL 32531-8116 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1492 MCCAULEY RD, BAKER, FL 32531-8116 |
| Document Number | 0035332068 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 3533/2068 |
| Instrument | 3439399 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,054.00 (+7.33%) Homeowner's exemption | $134,630 (+5.99%) | $208,246 (+5.15%) Land $21,251 Building $186,995 |
| 2023 | $982.00 (+2.61%) Homeowner's exemption | $127,025 (+3%) | $198,049 (+8.05%) Land $18,055 Building $179,994 |
| 2022 | $957.00 Homeowner's exemption | $123,325 | $183,292 Land $16,874 Building $166,418 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAKER WATER SYSTEM, INC. serves 2,930 people · EPA ID FL1460043 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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