Okaloosa County property record for 1485 McCauley Rd, Baker, FL 32531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,848 sqft · built 1999 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $188,000 (Jul 2018) |
| Tax Bill | $1,013 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-991-0460-6 |
| Primary APN | C56-000-991-0460-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,848 sqft Heated Area |
| Gross Area | 1,968 sqft |
| 1st Floor Area | 1,848 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1485 MCCAULEY RD |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531-8117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM SE COR N1/2 OF SW1/4 W 287.46FT TO POB W 327.38FT N 347.03FT E 121.05FT S39 DEG E 333.37FT S 88.66FT TO POB |
| Legal Range | 24 |
| Legal Township | 04N |
| Legal Section | 32 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 20102 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1485 MCCAULEY RD, BAKER, FL 32531-8117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2022 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Sep 14, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Nov 4, 2019 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| Jul 26, 2018 | Warranty Deed, Transfer · VA Mortgage BEACH COMMUNITY MORTGAGE SERVICES I |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2018 · Amount on Record |
| Deed Sale | Jul 26, 2018 · Amount on Record |
| Deed Document Number | 3222242 |
| Deed Book / Page | 3360 / 3735 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1485 MCCAULEY RD, BAKER, FL 32531-8117 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1485 MCCAULEY RD, BAKER, FL 32531-8117 |
| Document Number | 0036530677 |
|---|---|
| Date | Dec 1, 2022 |
| Book Page | 3653/677 |
| Instrument | 3593565 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1485 MCCAULEY RD, BAKER, FL 32531-8117 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1485 MCCAULEY RD, BAKER, FL 32531-8117 |
| Document Number | 0034914763 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 3491/4763 |
| Instrument | 3390994 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1485 MCCAULEY RD, BAKER, FL 32531-8117 |
| Document Number | 0034292451 |
| Instrument Date | Nov 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1485 MCCAULEY RD BAKER FL 325318117, BAKER, FL 32531-8117 |
| Document Number | 0034292451 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 003429/002451 |
| Instrument | 3319033 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 18, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 26, 2018 |
| Property Address | 1485 MCCAULEY RD, BAKER, FL 32531-8117 |
| Document Number | 0033603735 |
| Book / Page | 3360 / 3735 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 3222242 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3691 COUNTY ROAD 44, 3691, AUTAUGAVILLE, AL 36003-2939 |
| Name | Verified Name |
|---|---|
| Address | 1616 E SCOTT ST, PENSACOLA, FL 32503-5425 |
| Document Number | 0003222243 |
|---|---|
| Date | Jul 26, 2018 |
| Instrument | 3222243 |
| Name | BEACH COMMUNITY MORTGAGE SERVICES I |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,013.00 (+7.77%) Homeowner's exemption Widower's exemption | $135,307 (+5.99%) | $199,373 (+5.71%) Land $20,434 Building $178,939 |
| 2023 | $940.00 (-1.88%) Homeowner's exemption Widower's exemption | $127,664 (+3%) | $188,610 (+8.46%) Land $17,361 Building $171,249 |
| 2022 | $958.00 Homeowner's exemption Widower's exemption | $123,946 | $173,906 Land $16,225 Building $157,681 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAKER WATER SYSTEM, INC. serves 2,930 people · EPA ID FL1460043 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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