1492 Concord Rd, Ardmore, OK 73401 Property Records

Carter County property record for 1492 Concord Rd, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,018 sqft · built 2005
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,316 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`77074`

Property Details

APN / Parcel Number

Primary APN	`77074`
Alternative APN	`0000-13-05S-02E-1-006-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,018 sqft Living Area
1st Floor Area	3,018 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)
Garage Type	Carport
Garage Area	1,092 sqft
Carport	Carport
Carport Area	1,092 sqft

Exterior Amenities

Porch	Slab
Porch Area	1,712 sqft
Patio Area	870 sqft
Shed	1 Shed
Shed Area	1,406 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	77074
Street Address	1492 CONCORD RD
City	ARDMORE
State	OK
Zip	73401-6881
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TM
Legal Description	E 292.5 W 606 S 1489 W/2 NE -13 05S 02E
Legal Range	02E
Legal Township	05S
Legal Section	13
Legal Subdivision	UNPLATTED
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2002
Census Tract	892700

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1492 CONCORD RD, ARDMORE, OK 73401-6881
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage AMERICAN NATION BANK
Jul 31, 2020	Deed of Trust, Mortgage · Line of Credit AMERICAN NATION BANK
Dec 6, 2021	Deed of Trust, Mortgage · FHA Mortgage BANK2
Jun 24, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 18, 2021
Transfer Doc	0000010370
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	1492 CONCORD RD, ARDMORE, OK 73401-6881
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1492 CONCORD RD, ARDMORE, OK 73401-6881

Mortgage

Document Number	0007765/15
Date	Sep 15, 2025
Book Page	7765/15
Instrument	I-2025-009809

Lender

Name	AMERICAN NATION BANK
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	1492 CONCORD RD, ARDMORE, OK 73401-6881
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006911/188
Date	Jul 31, 2020
Book Page	6911/188
Instrument	2020-008175

Lender

Name	AMERICAN NATION BANK
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	63 Months
Due	Sep 30, 2025

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	1492 CONCORD RD, ARDMORE, OK 73401-6881
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007148/22
Date	Dec 6, 2021
Book Page	7148/22
Instrument	2021-013663

Lender

Name	BANK2
Type	Bank
Address	OKLAHOMA CITY, OK 73108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTER OK
Recording Date	Jun 24, 2020
Property Address	1492 CONCORD RD, ARDMORE, OK 73401-6881
Document Number	0006896/14
Book / Page	6896 / 14
Instrument Date	Jun 24, 2020
Instrument	2020-006864
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1492 CONCORD RD, ARDMORE, OK 73401-6881

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Unified School District	Dickson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,348 (+3%) Land $2,020 Building $22,328	$202,901 (-55.29%) Land $16,837 Building $186,064
2025	$2,316.00 (-0.04%) Homeowner's exemption	$23,639 (+3%) Land $1,962 Building $21,677	$453,791 (+0.63%) Land $80,000 Building $373,791
2024	$2,317.00 (+5.37%) Homeowner's exemption	$22,951 (+3%) Land $1,905 Building $21,046	$450,949 (+4.83%) Land $80,000 Building $370,949
2023	$2,199.00 Homeowner's exemption	$22,283 Land $1,740 Building $20,543	$430,152 Land $80,000 Building $350,152

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 41% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OKLA WATER CORP serves 11,250 people · EPA ID OK1010830
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · May 2025
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arbuckle Communications Fixed Wireless	400 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

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