Carter County property record for 1351 Concord Rd, Ardmore, OK 73401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,600 sqft · built 2008 |
| Lot Size | 11.4 acres (498,762 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,945 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Sep 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 79387 |
| Primary APN | 79387 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,600 sqft Living Area |
| 1st Floor Area | 2,600 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 498,762 sqft (11.4 acres) |
| Garage Type | Carport |
| Garage Area | 600 sqft |
| Carport | Carport |
| Carport Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 2,160 sqft |
| Shed | 1 Shed |
| Shed Area | 500 sqft |
| Lean-To | 500 sqft |
| Storage Building | 1,500 sqft |
| Utility Building | 1,500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 79387 |
|---|---|
| Street Address | 1351 CONCORD RD |
| City | ARDMORE |
| State | OK |
| Zip | 73401-6819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NP |
| Legal Description | PT SE SW BEG 466.69 S89.5750W SE/C; S89.5750W 305.88; N00.0411W 925.97; N89.5157E 774.07; S00.0123W 460.61; S89.5750W 466.69; |
| Legal Range | 02E |
| Legal Township | 05S |
| Legal Section | 12 |
| Legal Subdivision | UNPLATTED |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 892700 |
1351 Concord Rd is owned and occupied by an individual.
Source: Carter County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1351 CONCORD RD, ARDMORE, OK 73401-6819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2026 | Deed of Trust, Mortgage · Line of Credit AMERICAN NATION BANK |
| Sep 5, 2018 | Deed of Trust, Mortgage · Line of Credit AMERICAN NATION BANK |
| Sep 5, 2018 | Deed of Trust, Mortgage · Line of Credit AMERICAN NATION BANK |
| Aug 14, 2020 | Deed of Trust, Mortgage · Line of Credit AMERICAN NATION BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 1351 CONCORD RD, ARDMORE, OK 73401-6819 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1351 CONCORD RD, ARDMORE, OK 73401-6819 |
| Document Number | 007863/139 |
|---|---|
| Date | Mar 27, 2026 |
| Book Page | 7863/139 |
| Instrument | I-2026-002862 |
| Name | AMERICAN NATION BANK |
|---|---|
| Type | Bank |
| Address | ARDMORE, OK 73401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 1351 CONCORD RD, ARDMORE, OK 73401-6819 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 6597/293 |
|---|---|
| Date | Sep 5, 2018 |
| Book Page | 6597/293 |
| Instrument | 2018-009335 |
| Name | AMERICAN NATION BANK |
|---|---|
| Type | Bank |
| Address | ARDMORE, OK 73401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 1351 CONCORD RD, ARDMORE, OK 73401-6819 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 6597/285 |
|---|---|
| Date | Sep 5, 2018 |
| Book Page | 6597/285 |
| Instrument | 2018-009334 |
| Name | AMERICAN NATION BANK |
|---|---|
| Type | Bank |
| Address | ARDMORE, OK 73401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 62 Months |
| Due | Nov 1, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 1351 CONCORD RD, ARDMORE, OK 73401-6819 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Name | Verified Name |
|---|
| Document Number | 6918/35 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 6918/35 |
| Instrument | 2020-008744 |
| Name | AMERICAN NATION BANK |
|---|---|
| Type | Bank |
| Address | ARDMORE, OK 73401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 62 Months |
| Due | Oct 6, 2025 |
The 2025 property tax bill for 1351 Concord Rd was $1,945 with a homeowner's exemption, down 0.1% from the year before.
Source: Carter County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Unified School District | Dickson Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,470 (+52.24%) Land $1,266 Building $29,204 | $253,910 (-29.96%) Land $10,546 Building $243,364 | |
| 2025 | $1,945.00 (-0.05%) Homeowner's exemption | $20,014 (+3%) Land $1,229 Building $18,785 | $362,516 (+1.53%) Land $10,965 Building $351,551 |
| 2024 | $1,946.00 (+5.42%) Homeowner's exemption | $19,431 (+3%) Land $1,193 Building $18,238 | $357,051 (+8.99%) Land $10,965 Building $346,086 |
| 2023 | $1,846.00 Homeowner's exemption | $18,865 Land $1,190 Building $17,675 | $327,591 Land $10,965 Building $316,626 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1351 Concord Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 20, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1351 Concord Rd is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 40% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN OKLA WATER CORP serves 11,250 people · EPA ID OK1010830 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Arbuckle Communications Fixed Wireless | 400 / 100 |
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