1491 Serene Rd, Oceanside, CA 92057 Property Records

San Diego County property record for 1491 Serene Rd, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,963 sqft · built 2000
Lot Size	0.326 acres (14,211 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,475,000 (Apr 2025)
Tax Bill	$4,229 (2025)
Deeds & Mortgages	Jan 2023 Sale Jan 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`157-892-35-00`

Property Details

APN / Parcel Number

Primary APN	`157-892-35-00`
Alternative APN	`1578922000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,963 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	14,211 sqft (0.326 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	1578922000
Street Address	1491 SERENE RD
City	OCEANSIDE
State	CA
Zip	92057-5726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B-EQ
Legal Description	LOT 60 TR 013744
Legal Subdivision	MARLBOROUGH COUNTRY ESTATES
Legal Tract	013744
Legal Block	2
Legal Lot Number	60
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	19303

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1491 SERENE RD, OCEANSIDE, CA 92057-5726
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Grant Deed, Transfer FIDELITY NATL TTL SAN DIEGO
Jan 18, 2023	Grant Deed, Transfer CORINTHIAN TITLE
Jan 18, 2023	Grant Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC
Dec 6, 2017	Deed of Trust, Mortgage · ARM UNITED SECURITY FINANCIAL CORP
Nov 17, 2020	Grant Deed, Transfer TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2025 · Amount on Record
Deed Sale	Apr 16, 2025 · Amount on Record
Prior Sale	Jan 27, 2023 · Amount on Record
Deed Document Number	202598455
Prior Transfer Date	Dec 23, 2022
Prior Transfer Doc	0000012902
Record Updated	Sep 20, 2026

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 27, 2023
Property Address	1491 SERENE RD, OCEANSIDE, CA 92057-5726
Document Number	0000022936
Map Reference	MAP 13744
Instrument Date	Jan 26, 2023
Instrument	2023-0022936
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	300 CARLSBAD VILLAGE DR # 108A37, 108A37, CARLSBAD, CA 92008-2900

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 18, 2023
Property Address	1491 SERENE RD, OCEANSIDE, CA 92057-5726
Document Number	0000012902
Instrument Date	Dec 23, 2022
Instrument	2023-0012902
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	CORINTHIAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 E 86TH ST, NEW YORK, NY 10028-1059

January 2023: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 18, 2023
Property Address	1491 SERENE RD, OCEANSIDE, CA 92057-5726
Document Number	0000012903
Map Reference	MAP 13744
Instrument Date	Dec 23, 2022
Instrument	2023-0012903
Transaction Type	Construction Loan
Record Updated	Jan 27, 2023
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7480 MIRAMAR RD, SAN DIEGO, CA 92126-4242

Mortgage

Document Number	0000012904
Date	Jan 18, 2023
Instrument	2023-0012904

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1491 SERENE RD, OCEANSIDE, CA 92057-5726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000566547
Date	Dec 6, 2017
Instrument	2017-0566547

Lender

Name	UNITED SECURITY FINANCIAL CORP
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84121

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2021
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	3.25%
Index	1-Year CMT
Max Rate	7.25%

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 17, 2020
Property Address	1491 SERENE RD, OCEANSIDE, CA 92057-5726
Document Number	0000722797
Instrument Date	Nov 5, 2020
Instrument	722797
Transaction Type	Transfer
Record Updated	Nov 25, 2020
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Transaction

Amount	Amount Recorded
Tax	$913.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1491 SERENE RD OCEANSIDE CA 920575726, OCEANSIDE, CA 92057-5726

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,504,500 (+302.52%) Land $1,122,000 Building $382,500
2025	$4,229.00 (-55.12%)	$373,767 (-56.72%) Land $245,191 Building $128,576
2023	$9,422.00 (+0.24%)	$863,530 Land $242,930 Building $620,600
2022	$9,399.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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