San Diego County property record for 1484 Serene Rd, Oceanside, CA 92057 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,337 sqft · built 2000 |
| Lot Size | 0.269 acres (11,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Nov 2000) |
| Tax Bill | $6,134 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit May 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 157-892-04-00 |
| Primary APN | 157-892-04-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,337 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 11,731 sqft (0.269 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1484 SERENE RD |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 45 TR 013744 |
| Legal Subdivision | MARLBOROUGH COUNTRY ESTATES |
| Legal Tract | 013744 |
| Legal Block | 2 |
| Legal Lot Number | 45 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 19303 |
Source: San Diego County records · APN 157-892-04-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1484 SERENE RD, OCEANSIDE, CA 92057-5726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Line of Credit WESCOM CENTRAL CREDIT UNION |
| May 25, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jan 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 05, 2020 | Deed of Trust, Mortgage · Conventional with PMI PENNYMAC |
| Nov 27, 2018 | Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 27, 2000 · Amount on Record |
| Deed Sale | Nov 27, 2000 · Amount on Record |
| Deed Document Number | 2000640012 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 18, 2026 |
| Property Address | 1484 SERENE RD, OCEANSIDE, CA 92057-5726 |
| Document Number | 0000141384 |
| Instrument Date | May 08, 2026 |
| Instrument | 2026141384 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1484 SERENE RD, OCEANSIDE, CA 92057-5726 |
| Document Number | 0000141384, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 2026141384 |
| Name | WESCOM CENTRAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1484 SERENE RD, OCEANSIDE, CA 92057-5726 |
| Transaction Type | Mortgage |
| Record Updated | Jun 03, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1484 SERENE RD, OCEANSIDE, CA 92057-5726 |
| Document Number | 0000222759 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 2022-0222759 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1484 SERENE RD, OCEANSIDE, CA 92057-5726 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 1484 SERENE RD, OCEANSIDE, CA 92057-5726 |
| Document Number | 0000026089 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 2021-0026089 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1484 SERENE RD, OCEANSIDE, CA 92057-5726 |
| Document Number | 0000298154 |
| Instrument Date | Jun 05, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2020 |
| Title Company | CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1484 SERENE RD OCEANSIDE CA 920575726, OCEANSIDE, CA 92057-5726 |
| Document Number | 0000298154 |
|---|---|
| Date | Jun 10, 2020 |
| Instrument | 298154 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 09, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1484 SERENE RD, OCEANSIDE, CA 92057-5726 |
| Document Number | 0000508080 |
| Instrument Date | Nov 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1484 SERENE RD OCEANSIDE CA 920575726, OCEANSIDE, CA 92057-5726 |
| Document Number | 0000508080 |
|---|---|
| Date | Dec 11, 2018 |
| Instrument | 508080 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2048 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $553,291 (+2%) Land $245,904 Building $307,387 | |
| 2025 | $6,134.00 (+8.64%) Homeowner's exemption | $542,443 (+4.04%) Land $241,083 Building $301,360 |
| 2023 | $5,646.00 (+0.28%) Homeowner's exemption | $521,380 Land $231,722 Building $289,658 |
| 2022 | $5,630.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730193032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 34% of the US · above 20% of California |
|---|---|
| Wildfire Likelihood | About 1 in 2,439 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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