1491 Lancaster Ln, Algonquin, IL 60102 Property Records

Kane County property record for 1491 Lancaster Ln, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,957 sqft · built 1996
Lot Size	0.234 acres (10,175 sqft)
Owner	2 Individual Names on Record
Last Sale	$156,333 (Sep 1997)
Tax Bill	$11,967 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-04-354-002`

Property Details

APN / Parcel Number

Primary APN	`03-04-354-002`

Interior

Bedrooms	4 Beds
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,957 sqft Living Area
Gross Area	4,946 sqft
1st Floor Area	1,943 sqft
Basement Area	1,312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	10,175 sqft (0.234 acres)
Garage Type	Attached
Garage Area	677 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1491 LANCASTER LN
City	ALGONQUIN
State	IL
Zip	60102-6046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 586 WILLOUGHBY FARMS UNIT 21 SUBDIVISION: WILLOUGHBY FARMS RANGE CODE: 8 E TWSHP 42N
Legal Subdivision	WILLOUGHBY FARMS
Legal Block	4
Legal Lot Number	586
Legal Unit	21
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	4
Census Block	4024
Census Tract	850106

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1491 LANCASTER LN, ALGONQUIN, IL 60102-6046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOODLOANS INC
Jun 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FIDELITY MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 1997 · Amount on Record
Deed Sale	Sep 11, 1997 · Amount on Record
Deed Document Number	199761139
Last Transfer Date	Jun 1, 2021
Transfer Doc	0000049087
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Apr 2, 2026
Property Address	1491 LANCASTER LN, ALGONQUIN, IL 60102-6046
Document Number	0000013272
Instrument Date	Mar 23, 2026
Instrument	202613272
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1491 LANCASTER LN, ALGONQUIN, IL 60102-6046

Mortgage

Document Number	0000013272,
Date	Apr 2, 2026
Instrument	202613272

Lender

Name	NEIGHBORHOODLOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.88%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jun 28, 2021
Property Address	1491 LANCASTER LN, ALGONQUIN, IL 60102-6046
Document Number	0000049087
Instrument Date	Jun 1, 2021
Instrument	2021K049087
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1491 LANCASTER LN, ALGONQUIN, IL 60102-6046

Mortgage

Document Number	0000049088
Date	Jun 28, 2021
Instrument	2021K049088

Lender

Name	AMERICAN FIDELITY MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,967.00 (+2.71%) Homeowner's exemption	$177,092 (+9.42%) Land $28,154 Building $148,938	$531,489 (+9.42%) Land $84,496 Building $446,993
2024	$11,651.00 (+11.89%)	$161,846 (+22.23%) Land $25,730 Building $136,116	$485,732 (+22.28%) Land $77,221 Building $408,511
2022	$10,413.00 (+3.09%) Homeowner's exemption	$132,408 (+5.91%) Land $23,151 Building $109,257	$397,224 (+5.91%) Land $69,453 Building $327,771
2021	$10,101.00 Homeowner's exemption	$125,019 Land $21,859 Building $103,160	$375,057 Land $65,577 Building $309,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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