Bay County property record for 1491 Fraser Rd, Kawkawlin, MI 48631
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,064 sqft · built 1968 |
| Lot Size | 1.65 acres (71,874 sqft) |
| Owner | Individual Name on File |
| Last Sale | $112,000 (Jun 2024) |
| Tax Bill | $1,709 (2026) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Apr 2022 Transfer + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 080-016-300-030-01 |
| Primary APN | 080-016-300-030-01 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Lot Area | 71,874 sqft (1.65 acres) |
| Lot Dimensions | 525 ft deep x 87.2 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1491 FRASER RD |
|---|---|
| City | KAWKAWLIN |
| State | MI |
| Zip | 48631-9474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT SW COR OF SEC TH N 87.23 FT TH E 815.82 FT TH S 07D 57M E 87.94 FT ALG C/L OF N BR OF KAWKAWLIN RV TH W 827.88 FT TO |
| Jurisdiction | BAY MI |
| Township / Civil Division | KAWKAWLIN |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 286102 |
Source: Bay County assessment roll, APN 080-016-300-030-01, as of May 18, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1491 FRASER RD, KAWKAWLIN, MI 48631-9474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Apr 25, 2022 | Intrafamily Transfer, Transfer |
| Aug 11, 2021 | Warranty Deed, Transfer · Conventional Mortgage WILDFIRE CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 17, 2024 · Amount on Record |
| Deed Sale | Jun 17, 2024 · Amount on Record |
| Prior Sale | May 10, 2022 · Amount on Record |
| Deed Document Number | 20247315 |
| Prior Transfer Date | Aug 10, 2021 |
| Prior Transfer Doc | 202113895 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | May 10, 2022 |
| Property Address | 1491 FRASER RD, KAWKAWLIN, MI 48631-9474 |
| Document Number | 0000007410 |
| Instrument Date | May 04, 2022 |
| Instrument | 202207410 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $690.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1491 FRASER RD, 1491, KAWKAWLIN, MI 48631-9474 |
| Name | Verified Name |
|---|---|
| Address | 2923 RUSHMORE ST, SAGINAW, MI 48603-3329 |
| Document Number | 0000007411 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 202207411 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Number | 0000007412 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 202207412 |
| Name | MICHIGAN STATE HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | LANSING, MI 48912 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Apr 25, 2022 |
| Property Address | 1491 FRASER RD, KAWKAWLIN, MI 48631-9474 |
| Document Number | 0000006689 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 202206689 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 5773 HYLAND COURTS DR, BLOOMINGTON, MN 55437-1932 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Aug 11, 2021 |
| Property Address | 1491 FRASER RD, KAWKAWLIN, MI 48631-9474 |
| Document Number | 202113895 |
| Instrument Date | Aug 10, 2021 |
| Instrument | 202113895 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $82.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1491 FRASER RD, KAWKAWLIN, MI 48631-9474 |
| Document Number | 202113896 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 202113896 |
| Name | WILDFIRE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
Source: Bay County assessment roll as of May 18, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Kawkawlin Township |
| Unified School District | Bay City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,709.00 (+72.1%) Homeowner's exemption | $45,500 (-0.44%) | $91,000 (-0.44%) |
| 2025 | $993.00 (-5.97%) Homeowner's exemption | $45,700 (+28.37%) | $91,400 (+28.37%) |
| 2023 | $35,600 | $71,200 | |
| 2022 | $1,056.00 |
Source: FEMA National Flood Hazard Layer, Bay County (26017C), as of February 17, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 11 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system MI0003570, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | KAWKAWLIN METRO DIST WATER SUP serves 1,480 people |
|---|---|
| Water Source | Purchased surface water from BAY AREA WATER SYSTEM |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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