1481 Fraser Rd, Kawkawlin, MI 48631 Property Records

Bay County property record for 1481 Fraser Rd, Kawkawlin, MI 48631

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,288 sqft · built 1978
Lot Size	29.3 acres (1,278,486 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Sep 2022)
Tax Bill	$3,820 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Sep 2022 Sale + 1 more
Flood Zone	Zone A (high risk)
APN	`080-016-300-030-00`

Property Details

APN / Parcel Number

Primary APN	`080-016-300-030-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	1,278,486 sqft (29.3 acres)
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1481 FRASER RD
City	KAWKAWLIN
State	MI
Zip	48631-9474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW 1/4 OF SW 1/4 LYG WLY OF RIVER RD. EX COM AT SW COR THRF TH N 87.23 FT TH E 815.82 FT TH S 07D 57M E 87.94 FT ALG C/L OF N
Jurisdiction	BAY MI
Township / Civil Division	KAWKAWLIN
Census Block Group	1
Census Block	1031
Census Tract	286102

Owner

1481 Fraser Rd is owned and occupied by an individual who bought it in September 2022.

Source: Bay County records, as of May 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1481 FRASER RD, KAWKAWLIN, MI 48631-9474
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed of Trust, Mortgage · Line of Credit UNITED BAY COMMUNITY CU
Sep 14, 2022	Warranty Deed, Transfer LIBERTY TITLE
Apr 25, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2022 · Amount on File
Deed Sale	Sep 14, 2022 · Amount on File
Prior Sale	Jan 31, 1996 · Amount on File
Deed Document Number	202213109
Prior Transfer Date	Dec 17, 2021
Prior Transfer Doc	0000006689
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	1481 FRASER RD, KAWKAWLIN, MI 48631-9474
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1481 FRASER RD, KAWKAWLIN, MI 48631-9474

Mortgage

Document Number	0000007015
Date	Jun 16, 2023
Instrument	202307015

Lender

Name	UNITED BAY COMMUNITY CU
Type	Credit Union
Address	BAY CITY, MI 48706

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Sep 14, 2022
Property Address	1481 FRASER RD, KAWKAWLIN, MI 48631-9474
Document Number	0000013109
Instrument Date	Sep 6, 2022
Instrument	202213109
Transaction Type	Transfer
Record Updated	Oct 10, 2022
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Tax	$862.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5773 HYLAND COURTS DR, 5773, MINNEAPOLIS, MN 55437-1932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4435 E LOCH ALPINE DR, ANN ARBOR, MI 48103-9422

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY MI
Recording Date	Apr 25, 2022
Property Address	1481 FRASER RD, KAWKAWLIN, MI 48631-9474
Document Number	0000006689
Instrument Date	Dec 17, 2021
Instrument	202206689
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	5773 HYLAND COURTS DR, BLOOMINGTON, MN 55437-1932

Tax Assessment & Valuation

The 2026 property tax bill for 1481 Fraser Rd was $3,820 with a homeowner's exemption.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Kawkawlin Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,820.00 Homeowner's exemption	$144,300	$288,600
2023		$101,000	$202,000
2022	$4,027.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1481 Fraser Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1481 Fraser Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAWKAWLIN METRO DIST WATER SUP serves 1,480 people · EPA ID MI0003570
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fraser Rd

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