1491 Debra Dr, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 1491 Debra Dr, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,944 sqft · built 1994
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,056 (2025)
Deeds & Mortgages	Aug 2026 Construction Loan Mar 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`42-023-00-001-00`

Property Details

APN / Parcel Number

Primary APN	`42-023-00-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,944 sqft Living Area
Gross Area	2,280 sqft
1st Floor Area	936 sqft
Family Room	Family Room

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	32,234 sqft (0.74 acres)
Terrain	Low
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	1 sqft
Deck Area	42 sqft
Patio Area	362 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1491 DEBRA DR
City	ASHTABULA
State	OH
Zip	44004-9323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19 CHAPEL HILLS
Legal Subdivision	CHAPEL HILLS
Legal Lot Number	19
Jurisdiction	ASHTABULA OH
Township / Civil Division	PLYMOUTH
Census Block Group	4
Census Block	4060
Census Tract	704

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1491 DEBRA DR, ASHTABULA, OH 44004-9323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Construction Mortgage MORTGAGE MORTGAGE
Mar 1, 2024	Warranty Deed, Transfer TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT
Jun 3, 2021	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Recording Date	Aug 17, 2026
Property Address	1491 DEBRA DR, ASHTABULA, OH 44004-9323
Document Number	0000007707
Book / Page	878 / 389
Instrument Date	Aug 10, 2026
Instrument	20267707
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1491 DEBRA DR, ASHTABULA, OH 44004-9323

Mortgage

Document Number	0000007707,
Date	Aug 17, 2026
Book Page	878/389
Instrument	20267707

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 1, 2027

Interest

Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Mar 1, 2024
Property Address	1491 DEBRA DR, ASHTABULA, OH 44004-9323
Document Number	0000001746
Book / Page	814 / 451
Map Reference	MB 121 PG 9
Instrument Date	Jan 31, 2024
Instrument	2024-00001746
Transaction Type	Transfer
Record Updated	Apr 18, 2024
Title Company	TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1491 DEBRA DR, ASHTABULA, OH 44004-9323

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	1491 DEBRA DR, ASHTABULA, OH 44004-9323
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	SOLIDIFI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1491 DEBRA DR, ASHTABULA, OH 44004-9323

Mortgage

Document Number	0000006718
Date	Jun 3, 2021
Book Page	740/2651
Instrument	202100006718

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 19, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	1491 DEBRA DR, ASHTABULA, OH 44004-9323
Document Number	0000008000
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Nov 11, 2020
Title Company	CORPORATE SETTLEMENT SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1491 DEBRA DR ASHTABULA OH 440049323, ASHTABULA, OH 44004-9323

Mortgage

Document Number	0000008000
Date	Aug 14, 2020
Book Page	000716/000092
Instrument	8000

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 13, 2035

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Plymouth Township
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,056.00 (+74.17%)	$73,890 (-) Land $13,580 Building $60,310	$211,100 (-) Land $38,800 Building $172,300
2023	$3,477.00 (+3.92%) Homeowner's exemption	$73,890 (+21.75%) Land $13,580 Building $60,310	$211,100 (+21.74%) Land $38,800 Building $172,300
2022	$3,346.00 Homeowner's exemption	$60,690 Land $10,430 Building $50,260
2020			$173,400 Land $29,800 Building $143,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2006–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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