1405 Debra Dr, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 1405 Debra Dr, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,552 sqft · built 1968
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Dec 2018)
Tax Bill	$4,475 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-023-00-005-00`

Property Details

APN / Parcel Number

Primary APN	`42-023-00-005-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,552 sqft Living Area
Gross Area	2,288 sqft
1st Floor Area	1,552 sqft
Attic	Attic
Attic Area	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Lot Area	26,572 sqft (0.61 acres)
Terrain	Low
Garage Type	Attached
Garage Area	544 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	232 sqft
Deck Area	160 sqft
Patio Area	300 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1405 DEBRA DR
City	ASHTABULA
State	OH
Zip	44004-9323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15 CHAPEL HILLS
Legal Subdivision	CHAPEL HILLS
Legal Lot Number	16
Jurisdiction	ASHTABULA OH
Township / Civil Division	PLYMOUTH
Census Block Group	4
Census Block	4060
Census Tract	704

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1405 DEBRA DR, ASHTABULA, OH 44004-9323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Dec 5, 2018	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2018 · Amount on Record
Deed Sale	Dec 5, 2018 · Amount on Record
Deed Document Number	201812422
Deed Book / Page	673 / 902
Last Transfer Date	Mar 4, 2025
Transfer Doc	0000001762
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	1405 DEBRA DR, ASHTABULA, OH 44004-9323
Document Number	0000000428
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1405 DEBRA DR ASHTABULA OH 440049323, ASHTABULA, OH 44004-9323

Mortgage

Document Number	0000000428
Date	Jan 15, 2020
Book Page	000700/001905
Instrument	428

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ASHTABULA OH
Recording Date	Dec 5, 2018
Property Address	1405 DEBRA DR, ASHTABULA, OH 44004-9323
Document Number	0000012422
Book / Page	000673 / 000902
Instrument Date	Dec 4, 2018
Instrument	12422
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1405 DEBRA DR ASHTABULA OH 440049323, ASHTABULA, OH 44004-9323

Mortgage

Document Number	12423
Date	Dec 5, 2018
Book Page	000673/000904
Instrument	12423

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2048

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Plymouth Township
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,475.00 (+70.61%)	$54,600 (-) Land $12,600 Building $42,000	$156,000 (-) Land $36,000 Building $120,000
2023	$2,623.00 (+4.38%)	$54,600 (+22.15%) Land $12,600 Building $42,000	$156,000 (+22.16%) Land $36,000 Building $120,000
2022	$2,513.00	$44,700 Land $9,700 Building $35,000
2020			$127,700 Land $27,700 Building $100,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2006–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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