14909 N Cincinnati St, Spokane, WA 99208 Property Records

Spokane County property record for 14909 N Cincinnati St, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,880 sqft · built 1975
Lot Size	0.253 acres (11,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jul 2022)
Tax Bill	$4,100 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`37324.1901`

Property Details

APN / Parcel Number

Primary APN	`37324.1901`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,880 sqft Living Area
Gross Area	2,478 sqft
1st Floor Area	1,256 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2017
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,019 sqft (0.253 acres)
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	21 sqft
Deck Area	152 sqft
Patio Area	21 sqft
Canopy	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	14909 N CINCINNATI ST
City	SPOKANE
State	WA
Zip	99208-9704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	GLENEDEN FIRST ADD L1 B2
Legal Range	43E
Legal Township	27N
Legal Section	32
Legal Subdivision	GLENEDEN FIRST ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	1
Census Block	1013
Census Tract	10507

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14909 N CINCINNATI ST, SPOKANE, WA 99208-9704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Jul 28, 2022	Warranty Deed, Transfer NOT AVAILABLE, SPOKANE COUNTY TITLE
May 2, 2017	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Mar 2, 2017	Grant Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2022 · Amount on Record
Deed Sale	Jul 28, 2022 · Amount on Record
Prior Sale	Jul 28, 2022 · Amount on Record
Deed Document Number	20227227818
Prior Transfer Date	Aug 10, 2015
Prior Transfer Doc	0006427633
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 28, 2022
Property Address	14909 N CINCINNATI ST, SPOKANE, WA 99208-9704
Document Number	0007227818
Map Reference	VOL 11 PG 17
Instrument Date	Jul 7, 2022
Instrument	7227818
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	NOT AVAILABLE, SPOKANE COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,205.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14909 N CINCINNATI ST, SPOKANE, WA 99208-9704

Mortgage

Document Number	0007227819
Date	Jul 28, 2022
Instrument	7227819

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 28, 2022
Property Address	14909 N CINCINNATI ST, SPOKANE, WA 99208-9704
Document Number	0007227779
Map Reference	VOL 11 PG 17
Instrument Date	Jul 1, 2022
Instrument	7227779
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	NOT AVAILABLE, SPOKANE COUNTY TITLE

Transaction

Amount	Amount Recorded
Tax	$7,205.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	14909 N CINCINNATI ST, SPOKANE, WA 99208-9704
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006599848
Date	May 2, 2017
Instrument	6599848

Lender

Name	BANNER BANK
Type	Bank
Address	SPOKANE, WA 99218

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 2, 2017
Property Address	14909 N CINCINNATI ST, SPOKANE, WA 99208-9704
Document Number	0006582603
Instrument Date	Feb 28, 2017
Instrument	6582603
Transaction Type	Transfer
Record Updated	Apr 17, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14909 N CINCINNATI ST SPOKANE WA 992089704, SPOKANE, WA 99208-9704

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,100.00 (-0.44%)	$404,400 (+2.74%) Land $110,000 Building $294,400	$404,400 (+2.74%) Land $110,000 Building $294,400
2025	$4,118.00 (+11.99%)
2024		$393,600 (+19.93%) Land $80,000 Building $313,600	$393,600 (+19.93%) Land $80,000 Building $313,600
2023	$3,677.00 (-2.6%)	$328,200 Land $50,000 Building $278,200	$328,200 Land $50,000 Building $278,200
2022	$3,775.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 71% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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