14602 N Cincinnati St, Spokane, WA 99208 Property Records

Spokane County property record for 14602 N Cincinnati St, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,992 sqft · built 1968
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Oct 2019)
Tax Bill	$4,079 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2025 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`37324.0914`

Property Details

APN / Parcel Number

Primary APN	`37324.0914`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,992 sqft Living Area
Gross Area	2,476 sqft
1st Floor Area	1,004 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2018
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,200 sqft (0.234 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	14602 N CINCINNATI ST
City	SPOKANE
State	WA
Zip	99208-9597
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	PINE RIVER PK L14 B7
Legal Range	43E
Legal Township	27N
Legal Section	32
Legal Subdivision	PINE RIVER PK
Legal Block	7
Legal Lot Number	14
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	2
Census Block	2066
Census Tract	10507

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14602 N CINCINNATI ST, SPOKANE, WA 99208-9597
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · SBA Mortgage THE BANK OF HOUSTON
Oct 14, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA
Oct 30, 2019	Warranty Deed, Transfer · FHA Mortgage NUMERICA CU
Jun 20, 2018	Warranty Deed, Transfer · Conventional Mortgage BOEING EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2019 · Amount on Record
Deed Sale	Oct 30, 2019 · Amount on Record
Prior Sale	Jun 20, 2018 · Amount on Record
Deed Document Number	20196859051
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	14602 N CINCINNATI ST, SPOKANE, WA 99208-9597
Transaction Type	Mortgage
Record Updated	Feb 27, 2026
Title Company	SPOKANE COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14602 N CINCINNATI ST, SPOKANE, WA 99208-9597

Mortgage

Document Number	0007470956
Date	Feb 19, 2026
Instrument	7470956

Lender

Name	THE BANK OF HOUSTON
Type	Bank
Address	HOUSTON, MO 65483

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Feb 5, 2042

Interest

Rate Type	Adjustable Rate

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	14602 N CINCINNATI ST, SPOKANE, WA 99208-9597
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007446789
Date	Oct 14, 2025
Instrument	7446789

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 30, 2019
Property Address	14602 N CINCINNATI ST, SPOKANE, WA 99208-9597
Document Number	0006859051
Instrument Date	Oct 29, 2019
Instrument	6859051
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,722.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14602 N CINCINNATI ST SPOKANE WA 992089597, SPOKANE, WA 99208-9597

Mortgage

Document Number	6859052
Date	Oct 30, 2019
Instrument	6859052

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99216

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 20, 2018
Property Address	14602 N CINCINNATI ST, SPOKANE, WA 99208-9597
Document Number	0006717921
Instrument Date	Jun 15, 2018
Instrument	6717921
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,010.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	14602 N CINCINNATI ST SPOKANE WA 992089597, SPOKANE, WA 99208-9597

Mortgage

Document Number	6717922
Date	Jun 20, 2018
Instrument	6717922

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	TUKWILA, WA 98168

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2048

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,079.00 (-0.12%)	$399,200 (+0.66%) Land $110,000 Building $289,200	$399,200 (+0.66%) Land $110,000 Building $289,200
2025	$4,084.00 (+11.04%)	$396,600 (-1.64%) Land $85,000 Building $311,600	$396,600 (-1.64%) Land $85,000 Building $311,600
2024	$3,678.00 (-2.31%)	$403,200 (+28.57%) Land $85,000 Building $318,200	$403,200 (+28.57%) Land $85,000 Building $318,200
2023	$3,765.00 (+4.29%)	$313,600 Land $66,000 Building $247,600	$313,600 Land $66,000 Building $247,600
2022	$3,610.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Mar 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 5 serves 485 people · EPA ID WA5393355
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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