14908 W Elko Ct, Surprise, AZ 85374 Property Records

Maricopa County property record for 14908 W Elko Ct, Surprise, AZ 85374

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,997 sqft · built 1998
Lot Size	0.151 acres (6,593 sqft)
Owner	Individual Name on File
Last Sale	$375,400 (Jul 2022)
Tax Bill	$1,233 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`232-29-630`

Property Details

APN / Parcel Number

Primary APN	`232-29-630`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,997 sqft Living Area
1st Floor Area	1,054 sqft
2nd Floor Area	943 sqft

Exterior

Year Built	Built 1998
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,593 sqft (0.151 acres)
Parking Spaces	2 Parking Spaces
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	14908 W ELKO CT
City	SURPRISE
State	AZ
Zip	85374-4464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	KINGSWOOD PARKE PHASE ONE PARCELS 4 AND 5 MCR 422-16
Legal Range	01W
Legal Township	04N
Legal Section	32
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	KINGSWOOD PARKE PHASE ONE PARCELS 4 AND
Legal Phase	1
Legal Lot Number	131
Jurisdiction	MARICOPA AZ
Township / Civil Division	WICKENBURG
Census Block Group	1
Census Block	1005
Census Tract	40530

Owner

14908 W Elko Ct is owned and occupied by an individual who bought it in July 2022.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	14908 W ELKO CT, SURPRISE, AZ 85374-4464
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Aug 4, 2021	Intrafamily Transfer, Transfer · Commercial Mortgage CITIBANK NA
Feb 3, 2021	Warranty Deed, Transfer REALTECH TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2022 · Amount on File
Deed Sale	Jul 29, 2022 · Amount on File
Prior Sale	Aug 4, 2021
Deed Document Number	20220609021
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 29, 2022
Property Address	14908 W ELKO CT, SURPRISE, AZ 85374-4464
Document Number	0000609021
Map Reference	MB 422 PG 16
Instrument Date	Jul 27, 2022
Instrument	20220609021
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	REALTECH TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 S RIVERSIDE PLZ # PLZ2000, 120, CHICAGO, IL 60606-3913

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1265 CORONA POINTE CT STE 301, 301, CORONA, CA 92879-1799

Mortgage

Document Number	0000609022
Date	Jul 29, 2022
Instrument	20220609022

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Aug 4, 2021
Property Address	14908 W ELKO CT, SURPRISE, AZ 85374-4464
Document Number	0000844710
Map Reference	MB 422 PG 16
Instrument Date	Jul 21, 2021
Instrument	20210844710
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	REALTECH TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

Mortgage

Document Number	0000844711
Date	Aug 4, 2021
Instrument	20210844711

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 3, 2021
Property Address	14908 W ELKO CT, SURPRISE, AZ 85374-4464
Document Number	0000120975
Map Reference	MB 422 PG 16
Instrument Date	Feb 1, 2021
Instrument	20210120975
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	REALTECH TITLE LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14908 W ELKO CT, 14908, SURPRISE, AZ 85374-4464

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 14908 W Elko Ct was $1,233.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Surprise City
Unified School District	Dysart Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,150	$331,500 Land $66,300 Building $265,200
2025	$1,233.00
2024		$36,960	$369,600 Land $73,900 Building $295,700
2023	$1,214.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14908 W Elko Ct in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 14908 W Elko Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPCOR - AGUA FRIA private · serves 128,040 people · EPA ID AZ0407695
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025 Corrosion control Jan 2022
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: Verizon.

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