14905 W Elko Ct, Surprise, AZ 85374 Property Records

Maricopa County property record for 14905 W Elko Ct, Surprise, AZ 85374

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,710 sqft · built 1998
Lot Size	0.166 acres (7,272 sqft)
Owner	Individual Name on File
Last Sale	$218,500 (Apr 2018)
Tax Bill	$1,577 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`232-29-643`

Property Details

APN / Parcel Number

Primary APN	`232-29-643`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,710 sqft Living Area
1st Floor Area	1,710 sqft

Exterior

Year Built	Built 1998
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,272 sqft (0.166 acres)
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	14905 W ELKO CT
City	SURPRISE
State	AZ
Zip	85374-4461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	KINGSWOOD PARKE PHASE ONE PARCELS 4 AND 5 MCR 422-16
Legal Range	01W
Legal Township	04N
Legal Section	32
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	KINGSWOOD PARKE PHASE ONE PARCELS 4 AND
Legal Phase	1
Legal Lot Number	144
Jurisdiction	MARICOPA AZ
Township / Civil Division	WICKENBURG
Census Block Group	1
Census Block	1005
Census Tract	40530

Owner

14905 W Elko Ct is owned by an individual who bought it in April 2018.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Mailing Address	24223 N 59TH AVE, GLENDALE, AZ 85310-2766
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage BOX HM LOANS
Apr 10, 2018	Warranty Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC
Nov 22, 2017	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2018 · Amount on File
Deed Sale	Apr 10, 2018 · Amount on File
Prior Sale	Nov 22, 2017 · Amount on File
Deed Document Number	20180269243
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	14905 W ELKO CT, SURPRISE, AZ 85374-4461
Document Number	0000205624
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14905 W ELKO CT SURPRISE AZ 853744461, SURPRISE, AZ 85374-4461

Mortgage

Document Number	0000205624
Date	Mar 10, 2020
Instrument	205624

Lender

Name	BOX HM LOANS
Type	Funding / Finance Company
Address	LINDON, UT 84042

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 9, 2035

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 10, 2018
Property Address	14905 W ELKO CT, SURPRISE, AZ 85374-4461
Document Number	0000269243
Map Reference	DOC2010-745099
Instrument Date	Apr 9, 2018
Instrument	20180269243
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIDELITY NATIONAL TITLE AGEN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 HOWARD ST STE 550, 405, SAN FRANCISCO, CA 94105-2999

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14905 W ELKO CT, SURPRISE, AZ 85374-4461

Mortgage

Document Number	0000269244
Date	Apr 10, 2018
Instrument	20180269244

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 22, 2017
Property Address	14905 W ELKO CT, SURPRISE, AZ 85374-4461
Document Number	0000870724
Instrument Date	Nov 15, 2017
Instrument	870724
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$211.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 14905 W Elko Ct was $1,577.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Surprise City
Unified School District	Dysart Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,650	$326,500 Land $65,300 Building $261,200
2025	$1,577.00
2024		$36,400	$364,000 Land $72,800 Building $291,200
2023	$1,388.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14905 W Elko Ct in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 14905 W Elko Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPCOR - AGUA FRIA private · serves 128,040 people · EPA ID AZ0407695
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025 Corrosion control Jan 2022
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: Verizon.

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