1490 Ty Bluff Rd, Forest, VA 24551 Property Records

Bedford County property record for 1490 Ty Bluff Rd, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,582 sqft · built 2005
Lot Size	1.27 acres (55,321 sqft)
Owner	Individual Name on File
Last Sale	$850,000 (Jul 2022)
Tax Bill	$1,708 (2023)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`99 9 12`

Property Details

APN / Parcel Number

Primary APN	`99 9 12`
Alternative APNs	`90505347` `504632`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,582 sqft Living Area
Gross Area	4,258 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	55,321 sqft (1.27 acres)
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Deck Area	342 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	504632
Street Address	1490 TY BLUFF RD
City	FOREST
State	VA
Zip	24551-3447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IVY TRACE SEC 1 LT 12 PB 43/42
Legal Subdivision	IVY TRACE SEC 1
Legal Lot Number	12
Jurisdiction	BEDFORD VA
Township / Civil Division	4
Census Block Group	1
Census Block	1006
Census Tract	30103

Owner

Source: Bedford County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1490 TY BLUFF RD, FOREST, VA 24551-3447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage PARTY III
Mar 16, 2020	Deed of Trust, Mortgage · VA Mortgage EMBRACE HOME LOANS INC
Dec 20, 2017	Special Warranty Deed, Transfer · VA Mortgage EMBRACE HOME LOANS INC
Aug 30, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 27, 2022 · Amount on Record
Deed Sale	Jul 27, 2022 · Amount on Record
Prior Sale	Dec 20, 2017 · Amount on Record
Deed Document Number	220008496
Record Updated	Jun 7, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jul 27, 2022
Property Address	1490 TY BLUFF RD, FOREST, VA 24551-3447
Document Number	0220008496
Instrument Date	Jul 7, 2022
Instrument	220008496
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	ADVANTAGE TITLE AND CLOSING LLC, ADVANTAGE TITLE & CLOSING

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 WESTRIDGE CIR, LYNCHBURG, VA 24502-3366
Investor	Possibly a Property Investor

Mortgage

Document Number	0220008497
Date	Jul 27, 2022
Instrument	220008497

Lender

Name	PARTY III
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.25%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1490 TY BLUFF RD, FOREST, VA 24551-3447
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RELIANCE TITLE & SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200002596
Date	Mar 16, 2020
Instrument	200002596

Lender

Name	EMBRACE HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

December 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Dec 20, 2017
Property Address	1490 TY BLUFF RD, FOREST, VA 24551-3447
Document Number	170011946
Instrument Date	Dec 18, 2017
Instrument	170011946
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	NOT AVAILABLE, RELIANCE TITLE & STLMNT LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1490 TY BLUFF RD, FOREST, VA 24551-3447

Mortgage

Document Number	170011947
Date	Dec 20, 2017
Instrument	170011947

Lender

Name	EMBRACE HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

August 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BEDFORD VA
Recording Date	Aug 30, 2017
Property Address	1490 TY BLUFF RD, FOREST, VA 24551-3447
Document Number	170008099
Instrument Date	Aug 29, 2017
Instrument	170008099
Transaction Type	Foreclosure
Record Updated	Sep 2, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1051 E CARY ST STE 1200, 1200, RICHMOND, VA 23219-4044

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,708.00 Additional exemption filed	$208,350	$416,700 Land $83,000 Building $333,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile USA Fiber	5,000 / 5,000
Shenandoah Telecommunications Company Cable	1,200 / 50

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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