1490 Rustic Rd, West Jefferson, NC 28694 Property Records

Ashe County property record for 1490 Rustic Rd, West Jefferson, NC 28694

Property Summary

Property Type	Single Family Home
Details	2,200 sqft · built 2007
Lot Size	3.03 acres (132,030 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Apr 2020)
Tax Bill	$2,119 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12310-017-016`

Property Details

APN / Parcel Number

Primary APN	`12310-017-016`
Alternative APN	`109188`

Interior

Plumbing Fixtures	14 Plumbing Fixtures
Building Area	2,200 sqft Heated Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Lot Area	132,030 sqft (3.03 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	109188
Street Address	1490 RUSTIC RD
City	WEST JEFFERSON
State	NC
Zip	28694
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.031 A LOT 16 FROM EUGENE R RILEY OFF 1181 (PRIVA
Legal Subdivision	RIVER BEND ESTATES
Legal Lot Number	16
Jurisdiction	ASHE NC
Township / Civil Division	OBIDS
Census Block Group	2
Census Block	2006
Census Tract	970702

Owner

Source: Ashe County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 DALLAS DR, ROCKWELL, NC 28138-9540
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2018	Deed of Trust, Mortgage SUNTRUST MORTGAGE INC
Apr 24, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 24, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2020 · Amount on Record
Deed Sale	Apr 24, 2020 · Amount on Record
Prior Sale	Apr 24, 2020 · Amount on Record
Deed Document Number	20201749
Deed Book / Page	511 / 966
Prior Transfer Date	May 5, 2006
Prior Transfer Doc	00346/2274
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	1490 RUSTIC RD, WEST JEFFERSON, NC 28694
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000489/0000000691
Date	Mar 13, 2018
Book Page	0000000489/0000000691
Instrument	000000001146

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2048

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Apr 24, 2020
Property Address	1490 RUSTIC RD, WEST JEFFERSON, NC 28694
Document Number	000511/922
Book / Page	511 / 922
Map Reference	MB 4 ENV 290A
Instrument Date	Apr 21, 2020
Instrument	1744
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3509 KEITHCASTLE CT, CHARLOTTE, NC 28210-7008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 DALLAS DR, ROCKWELL, NC 28138-9540

Mortgage

Document Number	0000001745
Date	Apr 24, 2020
Instrument	1745

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Apr 24, 2020
Property Address	1490 RUSTIC RD, WEST JEFFERSON, NC 28694
Document Number	000511/966
Book / Page	511 / 966
Map Reference	MB 4 PG 290A
Instrument Date	Apr 21, 2020
Instrument	1749
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	812 BROOKSIDE AVE, CHARLOTTE, NC 28203-5304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 DALLAS DR, ROCKWELL, NC 28138-9540

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,119.00 (+9.06%)	$404,400 (+0.7%) Land $50,000 Building $354,400	$404,400 (+0.7%) Land $50,000 Building $354,400
2023	$1,943.00 (+13.56%)	$401,600 (+38.91%) Land $50,000 Building $351,600	$401,600 (+38.91%) Land $50,000 Building $351,600
2022	$1,711.00	$289,100 Land $65,000 Building $224,100	$289,100 Land $65,000 Building $224,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Rustic Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures