Ashe County property record for 1400 Rustic Rd, West Jefferson, NC 28694
| Property Type | Single Family Home |
|---|---|
| Details | 1,810 sqft · built 2015 |
| Lot Size | 2.46 acres (107,419 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,772 (2025) |
| Deeds & Mortgages | Oct 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 12310-017-014 |
| Primary APN | 12310-017-014 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 12 Plumbing Fixtures |
|---|---|
| Building Area | 1,810 sqft Heated Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Lot Area | 107,419 sqft (2.46 acres) |
| Garage Area | 1,196 sqft |
| Cooling System | Central |
|---|
| Account Number | 15609 |
|---|---|
| Street Address | 1400 RUSTIC RD |
| City | WEST JEFFERSON |
| State | NC |
| Zip | 28694 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.466 A LOT 14 FROM EUGENE R RILEY OFF 1181 (PRIVA |
| Legal Subdivision | RIVER BEND ESTATES |
| Legal Lot Number | 14 |
| Jurisdiction | ASHE NC |
| Township / Civil Division | OBIDS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 970702 |
Source: Ashe County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 1008, WEST JEFFERSON, NC 28694-1008 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 1400 RUSTIC RD, WEST JEFFERSON, NC 28694 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00505/2414 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 505/2414 |
| Instrument | 4793 |
| Name | FIRST CITIZEN B&T CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2039 |
Source: Ashe County assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,772.00 (+8.28%) | $529,100 (-) Land $50,000 Building $479,100 | $529,100 (-) Land $50,000 Building $479,100 |
| 2023 | $2,560.00 (+22.61%) | $529,100 (+47.38%) Land $50,000 Building $479,100 | $529,100 (+47.38%) Land $50,000 Building $479,100 |
| 2022 | $2,088.00 | $359,000 Land $50,000 Building $309,000 | $359,000 Land $50,000 Building $309,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
No cell data coverage reported
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