1490 Prospect Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1490 Prospect Ave, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,846 sqft · built 1991
Lot Size	0.081 acres (3,528 sqft)
Owner	Company Name on Record
Last Sale	$3,000,000 (Jan 2009)
Tax Bill	$45,290 (2025)
Deeds & Mortgages	Jun 2022 Transfer Jun 2022 Transfer + 9 more
Flood Zone	Zone X (minimal risk)
APN	`034-046-10`

Property Details

APN / Parcel Number

Primary APN	`034-046-10`
Alternative APN	`034-046-10-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	2,846 sqft Living Area
Gross Area	3,297 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Wood
Roof Material	Tile
Lot Area	3,528 sqft (0.081 acres)
View / Lot	Ocean
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Deck Area	280 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1490 PROSPECT AVE
City	CAPITOLA
State	CA
Zip	95010-3845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CAMP FAIRVIEW
Legal Lot Number	8
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1013
Census Tract	121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	19001 SPRING BROOK LN, SARATOGA, CA 95070-6241
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 10, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 10, 2022	Intrafamily Transfer, Transfer
Jun 10, 2022	Intrafamily Transfer, Transfer
Jun 10, 2022	Intrafamily Transfer, Transfer
Aug 4, 2017	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Mar 13, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 21, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 21, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 5, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 5, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2009 · Amount on Record
Deed Sale	Jan 8, 2009 · Amount on Record
Deed Document Number	2009624
Last Transfer Date	Feb 23, 2022
Transfer Doc	0000017906
Record Updated	Sep 20, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 10, 2022
Property Address	1490 PROSPECT AVE, CAPITOLA, CA 95010-3845
Document Number	0000017903
Map Reference	MB 9 PG 19
Instrument Date	Feb 23, 2022
Instrument	2022-0017903
Transaction Type	Transfer
Record Updated	Jun 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 10, 2022
Property Address	1490 PROSPECT AVE, CAPITOLA, CA 95010-3845
Document Number	0000017905
Map Reference	MB 5 PG 25
Instrument Date	Feb 23, 2022
Instrument	2022-0017905
Transaction Type	Transfer
Record Updated	Jun 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19001 SPRING BROOK LN, SARATOGA, CA 95070-6241

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 10, 2022
Property Address	1490 PROSPECT AVE, CAPITOLA, CA 95010-3845
Document Number	0000017906
Map Reference	MB 5 PG 25
Instrument Date	Feb 23, 2022
Instrument	2022-0017906
Transaction Type	Transfer
Record Updated	Jun 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19001 SPRING BROOK LN, SARATOGA, CA 95070-6241

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 10, 2022
Property Address	1490 PROSPECT AVE, CAPITOLA, CA 95010-3845
Document Number	0000017907
Map Reference	MB 5 PG 25
Instrument Date	Feb 23, 2022
Instrument	2022-0017907
Transaction Type	Transfer
Record Updated	Jun 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19001 SPRING BROOK LN, SARATOGA, CA 95070-6241

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 10, 2022
Property Address	1490 PROSPECT AVE, CAPITOLA, CA 95010-3845
Document Number	0000017904
Map Reference	MB 5 PG 25
Instrument Date	Feb 23, 2022
Instrument	2022-0017904
Transaction Type	Transfer
Record Updated	Jun 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19001 SPRING BROOK LN, SARATOGA, CA 95070-6241

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1490 PROSPECT AVE, CAPITOLA, CA 95010-3845
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TI CO SALIN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025692
Date	Aug 4, 2017
Instrument	2017-0025692

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount Recorded
Term	480 Months
Due	Aug 1, 2057

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	9.5%

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 13, 2020
Property Address	1490 PROSPECT AVE, CAPITOLA, CA 95010-3845
Document Number	0000008947
Map Reference	MB 9 PG 19
Instrument Date	Feb 29, 2020
Instrument	2020-0008947
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	19001 SPRING BROOK LN, SARATOGA, CA 95070-6241

Mortgage

Document Number	0000008948
Date	Mar 13, 2020
Instrument	2020-0008948

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 21, 2020
Property Address	1490 PROSPECT AVE, CAPITOLA, CA 95010-3845
Document Number	0000002118
Instrument Date	Dec 20, 2019
Instrument	2118
Transaction Type	Transfer
Record Updated	Feb 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	19001 SPRING BROOK LN SARATOGA CA 950706241, SARATOGA, CA 95070-6241

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 21, 2020
Property Address	1490 PROSPECT AVE, CAPITOLA, CA 95010-3845
Document Number	0000002116
Instrument Date	Aug 9, 2019
Instrument	2116
Transaction Type	Transfer
Record Updated	Feb 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	19001 SPRING BROOK LN SARATOGA CA 950706241, SARATOGA, CA 95070-6241

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 5, 2019
Property Address	1490 PROSPECT AVE, CAPITOLA, CA 95010-3845
Document Number	0000005662
Instrument Date	Dec 21, 2018
Instrument	5662
Transaction Type	Transfer
Record Updated	Mar 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	19001 SPRING BROOK LN SARATOGA CA 950706241, SARATOGA, CA 95070-6241

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 5, 2019
Property Address	1490 PROSPECT AVE, CAPITOLA, CA 95010-3845
Document Number	0000005661
Instrument Date	Dec 21, 2018
Instrument	5661
Transaction Type	Transfer
Record Updated	Mar 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	19001 SPRING BROOK LN SARATOGA CA 950706241, SARATOGA, CA 95070-6241

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,940,567 (+2%) Land $2,955,425 Building $985,142
2025	$45,290.00 (+6.82%)	$3,863,301 (+4.04%) Land $2,897,476 Building $965,825
2024	$42,398.00 (+1.89%)
2023	$41,611.00 (+0.84%)	$3,713,283 Land $2,784,962 Building $928,321	$3,855,960
2022	$41,265.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio, GeoLinks, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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