Santa Cruz County property record for 1480 Prospect Ave, Capitola, CA 95010
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,596 sqft · built 2005 |
| Lot Size | 0.053 acres (2,309 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,100,000 (Mar 2010) |
| Tax Bill | $32,202 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 034-046-12 |
| Primary APN | 034-046-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 1,596 sqft Living Area |
| Gross Area | 1,832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 2,309 sqft (0.053 acres) |
| View / Lot | Ocean |
| Garage Type | Attached |
| Garage Area | 236 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1480 PROSPECT AVE |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-3845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CAMP FAIRVIEW |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 121701 |
1480 Prospect Ave is owned by an individual who acquired it in August 2022.
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 43 FILLMER AVE, LOS GATOS, CA 95030-6325 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 15, 2023 | Intrafamily Transfer, Transfer STEWART TITLE CO C |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2010 · Amount on File |
| Deed Sale | Mar 17, 2010 · Amount on File |
| Prior Sale | Nov 17, 2005 · Amount on File |
| Deed Document Number | 201010451 |
| Last Transfer Date | Aug 11, 2022 |
| Transfer Doc | 0000023607 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 8, 2026 |
| Property Address | 1480 PROSPECT AVE, CAPITOLA, CA 95010-3845 |
| Document Number | 0000012834 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 202612834 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Address | 43 FILLMER AVE, LOS GATOS, CA 95030-6325 |
| Document Number | 0000012834, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 202612834 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 15, 2023 |
| Property Address | 1480 PROSPECT AVE, CAPITOLA, CA 95010-3845 |
| Document Number | 0000004442 |
| Map Reference | VOL 5 PG 25 |
| Instrument Date | Mar 14, 2023 |
| Instrument | 2023-0004442 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | STEWART TITLE CO C |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 112 LONGMEADOW DR, LOS GATOS, CA 95032-5638 |
The 2025 property tax bill for 1480 Prospect Ave was $32,202.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,764,949 (+2%) Land $2,238,292 Building $526,657 | ||
| 2025 | $32,202.00 | $2,710,734 Land $2,194,404 Building $516,330 | |
| 2023 | $29,547.00 (+0.89%) | $2,605,473 Land $2,109,193 Building $496,280 | $3,098,610 |
| 2022 | $29,287.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1480 Prospect Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1480 Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Cruzio, GeoLinks, Xfinity.
5G (outdoors only) and 4G LTE
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