1490 Cole Rd, Festus, MO 63028 Property Records

Jefferson County property record for 1490 Cole Rd, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,140 sqft · built 1997
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,706 (2025)
Deeds & Mortgages	May 2026 Sale Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-8.0-34.0-0-001-084.01`

Property Details

APN / Parcel Number

Primary APN	`19-8.0-34.0-0-001-084.01`
Alternative APN	`1980340 00108401`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,140 sqft Living Area
Gross Area	1,540 sqft
1st Floor Area	210 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	54,450 sqft
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	100 sqft
Patio Area	1,122 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1490 COLE RD
City	FESTUS
State	MO
Zip	63028-4266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	SE1/4 NE1/4 SE1/4
Legal Range	6E
Legal Township	40N
Legal Section	34
Legal Subdivision	MICKEYS LNDG
Legal Block	2
Legal Lot Number	1
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2023
Census Tract	701404

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1490 COLE RD, FESTUS, MO 63028-4266
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Warranty Deed, Transfer HILLSBORO TITLE COMPANY
Jun 7, 2023	Warranty Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC
Dec 23, 2020	Deed of Trust, Mortgage MORTGAGE SOLUTIONS
May 29, 2019	Warranty Deed, Transfer REGIONS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2026
Deed Sale	May 19, 2026
Prior Sale	Jun 7, 2023 · Amount on Record
Deed Document Number	202613421
Prior Transfer Date	May 25, 2001
Prior Transfer Doc	1085000467
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 19, 2026
Property Address	1490 COLE RD, FESTUS, MO 63028-4266
Document Number	0000013421
Instrument Date	May 14, 2026
Instrument	202613421
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	HILLSBORO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1490 COLE RD, FESTUS, MO 63028-4266

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 7, 2023
Property Address	1490 COLE RD, FESTUS, MO 63028-4266
Document Number	0000013737
Instrument Date	Jun 5, 2023
Instrument	2023R-013737
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2370 MARILYN LN, FESTUS, MO 63028-3350

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1490 COLE RD, FESTUS, MO 63028-4266

Mortgage

Document Number	0000013738
Date	Jun 7, 2023
Instrument	2023R-013738

Lender

Name	SIRVA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1490 COLE RD, FESTUS, MO 63028-4266
Document Number	0000000050
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1490 COLE RD FESTUS MO 630284266, FESTUS, MO 63028-4266

Mortgage

Document Number	0000000050
Date	Jan 4, 2021
Instrument	50

Lender

Name	MORTGAGE SOLUTIONS
Type	Mortgage Company
Address	SAINT CHARLES, MO 63304

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 29, 2019
Property Address	1490 COLE RD, FESTUS, MO 63028-4266
Document Number	0000015062
Instrument Date	May 23, 2019
Instrument	15062
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1490 COLE RD FESTUS MO 630284266, FESTUS, MO 63028-4266

Mortgage

Document Number	15063
Date	May 29, 2019
Instrument	15063

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 28, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,600 (-) Land $2,700 Building $39,900	$224,200 (-) Land $14,400 Building $209,800
2025	$2,706.00 (+12.61%)	$42,600 (+13.3%) Land $2,700 Building $39,900	$224,200 (-) Land $14,400 Building $209,800
2024	$2,403.00 (+0.08%)		$224,200 (+13.06%) Land $14,400 Building $209,800
2023	$2,401.00 (-0.08%)	$37,600 (-) Land $2,700 Building $34,900	$198,300 (-) Land $14,400 Building $183,900
2022	$2,403.00	$37,600 Land $2,700 Building $34,900
2021			$198,300 Land $14,400 Building $183,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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