1444 Cole Rd, Festus, MO 63028 Property Records

Jefferson County property record for 1444 Cole Rd, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,022 sqft · built 2003
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$542,640 (Jul 2025)
Tax Bill	$3,647 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`197.035.00000008`

Property Details

APN / Parcel Number

Primary APN	`197.035.00000008`
Alternative APN	`1970350 008`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,022 sqft Living Area
Gross Area	2,652 sqft
1st Floor Area	2,022 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Attached
Garage Area	630 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	358 sqft
Patio Area	80 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1444 COLE RD
City	FESTUS
State	MO
Zip	63028-4266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	TIMBER WOLF VALLEY LOT 188
Legal Range	6E
Legal Township	40N
Legal Section	35
Legal Subdivision	TIMBER WOLF VALLEY
Legal Block	2
Legal Lot Number	188
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2023
Census Tract	701404

Owner

1444 Cole Rd is owned and occupied by two individuals who bought it in July 2025.

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1444 COLE RD, FESTUS, MO 63028-4266
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD CREDIT UNION
Jun 16, 2017	Warranty Deed, Transfer · Line of Credit FIRST ST CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2025 · Amount on File
Deed Sale	Jul 10, 2025 · Amount on File
Prior Sale	Jun 16, 2017 · Amount on File
Deed Document Number	202516791
Prior Transfer Date	May 7, 2013
Prior Transfer Doc	0000018331
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Recording Date	May 20, 2026
Property Address	1444 COLE RD, FESTUS, MO 63028-4266
Document Number	0000013452
Instrument Date	May 11, 2026
Instrument	202613452
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1444 COLE RD, FESTUS, MO 63028-4266

Mortgage

Document Number	0000013452,
Date	May 20, 2026
Instrument	202613452

Lender

Name	NEIGHBORHOOD CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 14, 2041

Interest

Rate Type	Fixed Rate
Rate	5.74%
Initial Type	Fixed Rate
Max Rate	-1%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 16, 2017
Property Address	1444 COLE RD, FESTUS, MO 63028-4266
Document Number	0000018375
Instrument Date	Jun 15, 2017
Instrument	18375
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1444 COLE RD FESTUS MO 630284266, FESTUS, MO 63028-4266

Mortgage

Document Number	18376
Date	Jun 16, 2017
Instrument	18376

Lender

Name	FIRST ST CMNTY BK
Type	Bank
Address	FESTUS, MO 63028

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1444 Cole Rd was $3,647.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,400 (-) Land $7,700 Building $49,700	$302,100 (-) Land $40,700 Building $261,400
2025	$3,647.00	$57,400 Land $7,700 Building $49,700	$302,100 (-) Land $40,700 Building $261,400
2024			$302,100 (+7.32%) Land $40,700 Building $261,400
2023	$3,417.00	$53,500 Land $7,700 Building $45,800	$281,500 Land $40,700 Building $240,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1444 Cole Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1444 Cole Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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