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1490 Caterpillar St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1490 Caterpillar St, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,402 sqft · built 2014
Lot Size0.144 acres (6,273 sqft)
OwnerIndividual Name on File
Last Sale$419,900 (Mar 2021)
Tax Bill$7,485 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN153560

Property Details

APN / Parcel Number

Primary APN153560
Alternative APN
  • 312531084200013110

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,402 sqft Heated Area
Gross Area4,236 sqft
1st Floor Area2,122 sqft
Upper Floors Area1,280 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,273 sqft (0.144 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeFinished
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area25 sqft
PorchOpen Porch
Porch Area372 sqft
Deck Area527 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number153560
Street Address1490 CATERPILLAR ST
CitySAINT CLOUD
StateFL
Zip34771-7525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPUD
Legal DescriptionTURTLE CREEK PH 1B PB 19 PG 189-191 LOT 311
Legal Range31E
Legal Township25S
Legal Section31
Legal SubdivisionTURTLE CREEK
Legal Phase1B
Legal Tract842
Legal Block1
Legal Lot Number311
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2004
Census Tract43600

Owner

1490 Caterpillar St is owned and occupied by an individual who bought it in March 2021.

Source: Osceola County records, as of December 11, 2025

Owner of RecordIndividual Name on File
Mailing Address1490 CATERPILLAR ST, SAINT CLOUD, FL 34771-7525
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 4, 2021 · Amount on File
Deed SaleMar 4, 2021 · Amount on File
Prior SaleNov 12, 2014 · Amount on File
Deed Document Number2021032282
Deed Book / Page5904 / 1644
Record UpdatedJun 8, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 4, 2021
Property Address1490 CATERPILLAR ST, SAINT CLOUD, FL 34771-7525
Document Number0059041644
Book / Page5904 / 1644
Map ReferenceMB 19 PG 189-191
Instrument DateMar 3, 2021
Instrument2021032282
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,939.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address55 PINE DR, 55, KENANSVILLE, FL 34739-9734

Transferred To (Grantee/Buyer)

NameVerified Name
Address1490 CATERPILLAR ST, SAINT CLOUD, FL 34771-7525

Mortgage

Document Number0059041646
DateMar 4, 2021
Instrument5904/1646
Lender
NameMORTGAGE ASSURANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1490 Caterpillar St was $7,485 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,485.00 Homeowner's exemption$461,100 Land $75,000 Building $386,100$461,100 Land $75,000 Building $386,100
2023$7,185.00 (+3.25%) Homeowner's exemption$441,149 (+3%)$485,500 (+13.36%) Land $65,000 Building $420,500
2022$6,959.00 Homeowner's exemption$428,300 Land $60,000 Building $368,300$428,300 Land $60,000 Building $368,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1490 Caterpillar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 148 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies148 in force
Nearby Flood Claims5 (2016–2022)
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1490 Caterpillar St is moderate, ranking above 43% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: AT&T, CenturyLink.

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