1490 13th St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1490 13th St, Oceano, CA 93445

Property Summary

Property TypeApartment House (2-4 Units)
Details3 bd · 2 ba · 1,838 sqft · built 1930
Lot Size0.736 acres (32,037 sqft)
OwnerCompany Name on File
Last Sale$3,710,000 (Mar 2025)
Tax Bill$10,971 (2025)
Deeds & MortgagesNov 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN062-271-030

Property Details

APN / Parcel Number

Primary APN062-271-030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,838 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleMulti-Family
Lot Area32,037 sqft (0.736 acres)

Utilities, Heating & Cooling

Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address1470 13TH ST
CityOCEANO
StateCA
Zip93445-9496
Property CategoryCommercial
Property TypeResidential > Multi-Unit > Apartment House (2-4 Units)
Local Zoning CodeRMF
Legal DescriptionORD TR PTN LT 10 & PTN RHO COR DE P BOL D CH
Legal Block2
Legal Lot Number10
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2036
Census Tract12201

Owner

1490 13th St, a residential property, is owned by a company that bought it in March 2025.

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address1380 BROAD ST, SAN LUIS OBISPO, CA 93401-3910
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 14, 2025 · Amount on File
Deed SaleMar 14, 2025 · Amount on File
Deed Document Number20256957
Record UpdatedSep 20, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1490 13TH ST, OCEANO, CA 93445-8401
Document Number0000052334
Instrument DateNov 20, 2018
Transaction TypeMortgage
Record UpdatedJan 8, 2019
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPartnership
Address1490 13TH ST OCEANO CA 934458401, OCEANO, CA 93445-8401

Mortgage

Document Number0000052334
DateDec 21, 2018
Instrument52334
Lender
NameSMICODEVCO
Address157 HONDONADA RD, ARROYO GRANDE, CA 93420-5191
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate6%

Tax Assessment & Valuation

The 2025 property tax bill for 1490 13th St was $10,971.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$984,672 (+2%) Land $304,665 Building $680,007
2025$10,971.00$965,366 Land $298,692 Building $666,674
2023$10,485.00 (+1.45%)$927,882 Land $287,095 Building $640,787
2022$10,335.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1490 13th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 33 individual policies
Nearby Flood Policies89 units insured
incl. 56 condo units
Nearby Flood Claims2 (2010)
Most Recent ClaimDec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1490 13th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.

Nearby Properties on 13th St

Nearby Streets

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