San Luis Obispo County property record for 1445 13th St, Oceano, CA 93445
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 1972 |
| Lot Size | 0.206 acres (9,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $357,500 (Feb 2016) |
| Tax Bill | $4,776 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-041-049 |
| Primary APN | 062-041-049 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,120 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Construction Type | Wood |
| Lot Area | 9,000 sqft (0.206 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1445 13TH ST |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-9411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TN OCEANO WARNER ADD BL 5 LTS 12 & 13 |
| Legal Subdivision | TN OCEANO WARNER ADD |
| Legal Block | 5 |
| Legal Lot Number | 12,13 13 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 12201 |
Source: San Luis Obispo County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1445 13TH ST, OCEANO, CA 93445-9411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JWH FINANCIAL INC |
| Aug 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2016 · Amount on Record |
| Deed Sale | Feb 2, 2016 · Amount on Record |
| Prior Sale | Sep 12, 2003 |
| Deed Document Number | 2016004439 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1445 13TH ST, OCEANO, CA 93445-9411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0000001305 |
|---|---|
| Date | Jan 10, 2020 |
| Instrument | 2020001305 |
| Name | JWH FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | COSTA MESA, CA 92626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1445 13TH ST, OCEANO, CA 93445-9411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000042250 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 2020042250 |
| Name | WINNPOINTE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2045 |
Source: San Luis Obispo County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,776.00 (+4.74%) Homeowner's exemption | $423,202 (+4.04%) Land $207,162 Building $216,040 |
| 2023 | $4,560.00 (+1.45%) Homeowner's exemption | $406,769 Land $199,118 Building $207,651 |
| 2022 | $4,495.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 individual policies |
| Nearby Flood Policies | 89 units insured incl. 56 condo units |
| Nearby Flood Claims | 2 (2010) |
| Most Recent Claim | Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.
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